Investec
Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating through Investec plc (UK) and Investec Limited (South Africa). In the United Kingdom, Investec Bank plc is authorised by the PRA and regulated by the FCA and PRA and is an FCA-registered Account Servicing Payment Service Provider (ASPSP) under UK Open Banking, exposing Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII) interfaces built to the Open Banking Implementation Entity (OBIE) Read/Write API Standard (v3.1), secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, and mutual-TLS using OBIE/eIDAS certificates. Investec is a specialist private bank and wealth manager rather than a mass-market retail bank, so it is not one of the CMA9 and does not operate a branch or ATM network. Alongside Open Banking, Investec runs a first-party Programmable Banking / Open API developer platform at openapi.investec.com offering Private Bank, Business & Commercial Banking, Intermediaries, Intermediaries Forex, and Card APIs secured with OAuth2 client credentials, published through the Investec Developer Portal at developer.investec.com.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Investec the way a machine reads it — 13 machine-readable artifacts across 9 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Investec scores 43.4/100 (thin), with a separate agent-readiness read of 63/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Investec
Each block below is one kind of artifact we hold for Investec. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 9
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Investec Private Bank API
First-party Programmable Banking API to retrieve data and perform actions on your own or your business's Investec Private Banking account, including accounts, balances, transact...
Investec Business & Commercial Banking API
First-party Programmable Banking API to retrieve data and perform actions on Investec business and commercial banking accounts.
Investec Intermediaries API
First-party Programmable Banking API to retrieve data and perform actions on behalf of your clients, including forex quoting and trading.
Investec Intermediaries Forex API
First-party Programmable Banking API for Balance of Payments (BOP) reporting and foreign-exchange information retrieval on behalf of your clients.
Investec Card API
First-party Programmable Banking Card API to retrieve card data and programmatically attach rules that run before and after transactions on Investec programmable cards.
Investec Authorisation API (OAuth)
First-party OAuth2 authorisation endpoint that generates and refreshes the access tokens authorising calls to the Investec Programmable Banking APIs.
Investec Account and Transaction Information API (AIS)
UK Open Banking Account Information Service (AISP) interface for accessing account, balance, transaction, and product data. Investec Bank plc conforms to the OBIE Read/Write API...
Investec Payment Initiation API (PIS)
UK Open Banking Payment Initiation Service (PISP) interface for initiating domestic and other payments. Investec Bank plc conforms to the OBIE Read/Write API Standard (v3.1); th...
Investec Confirmation of Funds API (CBPII)
UK Open Banking Confirmation of Funds (CBPII) interface for checking whether funds are available on an account. Investec Bank plc conforms to the OBIE Read/Write API Standard (v...
Scroll within the panel for all 9 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Investec — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Company 3
The organization behind the API
Other 3
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/investec · machine-readable index on apis.io