Investly
Investly is a European fintech invoice-financing marketplace that helps growing small and medium-sized businesses unlock working capital by financing their outstanding 30-180 day invoices. Businesses sell their approved invoices through a reverse-auction marketplace where investors bid to fund them, giving merchants the best available price from multiple funding providers and access to cash in 1-3 working days rather than waiting on customer payment terms. Founded by Siim Maivel and operating across Estonia and the United Kingdom, Investly is backed by Speedinvest, Startup Wise Guys, and Founders Capital. The platform serves established businesses across manufacturing, wholesale, construction, logistics, and business-services sectors and has funded invoices worth tens of millions of pounds to date. Investly runs a production HAL/HATEOAS backend API at api.investly.co, though it does not currently publish a public developer portal, OpenAPI specification, or API reference documentation.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Investly the way a machine reads it — 2 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Investly scores 19.5/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Investly
Each block below is one kind of artifact we hold for Investly. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 1
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Investly API
Production HAL/HATEOAS (Spring Data REST style) backend API served at api.investly.co. The root returns a hypermedia _links document exposing a profile link; no public OpenAPI/S...
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Investly — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
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