Itaú Unibanco
Itaú Unibanco Holding S.A. (CNPJ 60.872.504/0001-23, São Paulo, Brazil) is Brazil's largest private bank, describing itself as the largest bank in Latin America. Through its developer portal, Itaú for Developers (devportal.itau.com.br), it offers companies APIs for Pix receipts and payments, payment initiation, payroll-deductible credit (consignado), credit recovery, collateral lookup, treasury bank cash supply, third-party fund custody, foreign exchange and trade, plus Open Finance and managed file transfer, with a sandbox environment, self-registration and getting-started guides covering credentials and dynamic certificates.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Itaú Unibanco the way a machine reads it — 38 machine-readable artifacts across 16 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Itaú Unibanco scores 48.5/100 (developing), with a separate agent-readiness read of 26/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-10-31 · rubric v0.25.0
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How we profile Itaú Unibanco
Each block below is one kind of artifact we hold for Itaú Unibanco. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 9
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Itaú for Developers Corporate APIs
Itaú's corporate API catalog on Itaú for Developers: Pix receipts and payments, payment initiation, payroll-deductible credit (consignado), credit recovery, collateral lookup, t...
Itaú Unibanco Accounts API
Operações para listagem de contas.
Itaú Unibanco Channels API
Operações para listagem de canais de atendimento
Itaú Unibanco Credit Cards API
Operações para listagem de cartões de crédito.
Itaú Unibanco Discovery API
The Discovery API from Itaú Unibanco — 2 operation(s) for discovery.
Itaú Unibanco Financings API
Operações para listagem financiamentos
Itaú Unibanco Invoice Financings API
Operações para listagem de Direitos Creditórios Descontados.
Itaú Unibanco Loans API
Operações para listagem empréstimos
Itaú Unibanco Unarranged Account Overdraft API
The Unarranged Account Overdraft API from Itaú Unibanco — 2 operation(s) for unarranged account overdraft.
Scroll within the panel for all 9 ·
Agent Skills 4
An agent skill packages the how-to for driving these APIs from an assistant — the prompts, the sequence, the guardrails — so the knowledge to use the API travels with it.
Packaged agent skills for driving this provider's APIs from an AI assistant.
itau-unibanco-check-api-status
AGENT SKILLitau-unibanco-compare-account-products
AGENT SKILLitau-unibanco-compare-credit-products
AGENT SKILLitau-unibanco-find-service-channels
AGENT SKILLPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Itau Unibanco Rate Limits
RATE LIMITSSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Itau Unibanco Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Itaú Unibanco API Rules
SPECTRALJSON Schema 17
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
BusinessCreditCardResponse
JSON SCHEMAPersonalCreditCardResponse
JSON SCHEMAResponseBankingAgentsList
JSON SCHEMAResponseBranchesList
JSON SCHEMAResponseBusinessAccounts
JSON SCHEMAResponseBusinessFinancings
JSON SCHEMAResponseBusinessInvoiceFinancings
JSON SCHEMAResponseBusinessLoans
JSON SCHEMAResponseBusinessUnarrangedAccountOverdraft
JSON SCHEMAResponseDiscoveryOutageList
JSON SCHEMAResponseDiscoveryStatusList
JSON SCHEMAResponseElectronicChannelsList
JSON SCHEMAResponsePersonalAccounts
JSON SCHEMAResponsePersonalFinancings
JSON SCHEMAResponsePersonalLoans
JSON SCHEMAResponsePersonalUnarrangedAccountOverdraft
JSON SCHEMAResponsePhoneChannelsList
JSON SCHEMAScroll within the panel for all 17 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Itaú Unibanco — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 5
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 8
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 8 ·
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 3
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/itau-unibanco · machine-readable index on apis.io
This is an independent, third-party profile of Itaú Unibanco, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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