Jodo
Jodo is a Bengaluru-based fintech that automates fee collection for Indian educational institutes — schools, colleges, universities, coaching centres and skilling institutes. Founded in 2020 by Atulya Bhat, Raghav Nagarajan and Koustav Dey, the company says it serves 5,000+ institutes across 90+ cities and has processed over INR 30,000 crore in fees for 25 lakh+ students. Jodo ships three products on one platform: Flex (structured fees paid in instalments through an auto-debit mandate), Pay (student-linked collections, hosted checkout orders and shareable payment links) and Cred (education loans originated with NBFC lending partners). Its public ERP Integrations API lets an institute's ERP, finance or student-information system register users and students, sync fee structures and discounts, reconcile manual payments, configure instalment schedules, create checkout orders and payment links, and manage webhook subscriptions. Jodo publishes a substantial developer reference at docs.jodo.in covering 25 REST operations and 36 webhook events, with documented UAT and production environments, Basic Auth, an error code registry, a retry and idempotency policy, HMAC SHA-256 webhook signatures and published source IP ranges — but no machine-readable OpenAPI or AsyncAPI document, and no public pricing.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Jodo the way a machine reads it — 7 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Jodo scores 56.7/100 (strong), with a separate agent-readiness read of 40/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-08-24 · rubric v0.12.1
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<img src="https://apis.io/badge/jodo.svg"
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title="Jodo on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/jodo/card.svg"
alt="Jodo Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
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How we profile Jodo
Each block below is one kind of artifact we hold for Jodo. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 2
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Jodo ERP Integrations API
REST API for connecting an institute's ERP, finance or student-information system to Jodo fee collection. Covers user registration and hosted-flow access tokens, student master ...
Jodo Webhooks
Event delivery surface for the Jodo platform. Jodo POSTs 36 documented events across student master data, manual payments, Flex subscriptions/mandates/instalments, Pay collectio...
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Jodo Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Jodo Rate Limits
RATE LIMITSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Jodo Webhooks
Jodo delivers state changes for students, manual payments, Flex instalment plans, Pay collections and Cred education loans as HTTP POST webhooks to a URL the institute registers...
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Jodo — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/jodo · machine-readable index on apis.io
This is an independent, third-party profile of Jodo, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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