Kanmon
Kanmon is an embedded-lending platform that lets vertical SaaS and business-management software offer working capital to their customers without becoming a lender themselves. Through the Kanmon Public V2 REST API and the embeddable Kanmon Connect UI, platforms can originate term loans, lines of credit, invoice financing, Accounts Payable financing, and integrated merchant cash advances. Kanmon is the licensed lender and owns underwriting, compliance, and credit risk, while partners integrate financing directly into their existing product with API keys, official SDKs, prebuilt borrower UI components, and outbound webhooks.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Kanmon the way a machine reads it — 33 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Kanmon scores 39.5/100 (developing), with a separate agent-readiness read of 38/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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title="Kanmon on API Evangelist — API profile and Kin Score">
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</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Kanmon
Each block below is one kind of artifact we hold for Kanmon. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 14
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Kanmon Bank Accounts API
The Bank Accounts API from Kanmon — 2 operation(s) for bank accounts.
Kanmon Businesses API
The Businesses API from Kanmon — 3 operation(s) for businesses.
Kanmon Connect Tokens API
The Connect Tokens API from Kanmon — 1 operation(s) for connect tokens.
Kanmon Documents API
The Documents API from Kanmon — 1 operation(s) for documents.
Kanmon Draw Requests API
The Draw Requests API from Kanmon — 2 operation(s) for draw requests.
Kanmon Embedded Sessions API
The Embedded Sessions API from Kanmon — 1 operation(s) for embedded sessions.
Kanmon Integrated MCA API
The Integrated MCA API from Kanmon — 2 operation(s) for integrated mca.
Kanmon Invoices API
The Invoices API from Kanmon — 3 operation(s) for invoices.
Kanmon Issued Products API
The Issued Products API from Kanmon — 2 operation(s) for issued products.
Kanmon Offers API
The Offers API from Kanmon — 2 operation(s) for offers.
Kanmon Payments API
The Payments API from Kanmon — 3 operation(s) for payments.
Kanmon Prequalifications API
The Prequalifications API from Kanmon — 1 operation(s) for prequalifications.
Kanmon Sandbox Utilities API
The Sandbox Utilities API from Kanmon — 2 operation(s) for sandbox utilities.
Kanmon Users API
The Users API from Kanmon — 3 operation(s) for users.
Scroll within the panel for all 14 ·
Open Collections 15
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONKanmon Public V2 Bank Accounts API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Businesses API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Connect Tokens API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Documents API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Draw Requests API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Embedded Sessions API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Integrated MCA API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Invoices API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Issued Products API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Offers API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Payments API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Prequalifications API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Sandbox Utilities API
OPEN COLLECTIONKanmon Public V2 Bank Accounts Users API
OPEN COLLECTIONScroll within the panel for all 15 ·
Event Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Kanmon Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Kanmon — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 7 ·
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/kanmon · machine-readable index on apis.io
This is an independent, third-party profile of Kanmon, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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