Khatabook
Khatabook is a Bengaluru, India-based fintech company building a mobile-first digital ledger ("bahi khata") and business management platform for India's 6.3 crore-strong MSME sector. Founded in 2018 by Ravish Naresh, Vaibhav Kalpe, Dhanesh Kumar, and Jaideep Poonia, its flagship Khatabook Android app lets shopkeepers and small merchants record credit transactions ("udhaar"), send free WhatsApp/SMS payment reminders, collect payments via UPI and QR codes, and generate ledger statements — replacing the paper notebook ("khata") historically used across Indian retail. The app has been downloaded over 50 million times and is offered in 13+ Indian languages. Khatabook's portfolio also includes Cashbook (cash-in/cash-out tracking), Pagarkhata/Pagarbook (staff attendance and salary management), Biz Analyst (Tally mobility for accountants, acquired in 2021 for ~$10M), and a suite of GST, EMI, income tax, payroll, and loan calculators. The company has raised roughly $190M across seed through Series C from Sequoia Capital, Tencent, DST Global, GGV Capital, Y Combinator, B Capital, Moore Strategic Ventures, and angels including MS Dhoni, valuing it around $600M. Khatabook monetizes via SMB lending tie-ups, premium business tools, and adjacent fintech distribution. The Khatabook GitHub organization (verified, owns khatabook.com) exists but has no public repositories, and the company does not publish a public developer API, SDK, OpenAPI spec, or partner program — its surface is a consumer/SMB mobile app rather than a developer platform.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles Khatabook the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Khatabook scores 12.1/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Khatabook
Each block below is one kind of artifact we hold for Khatabook. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Khatabook — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 8
The organization behind the API
Scroll within the panel for all 8 ·
Other 7
Properties that don't map to a standard resource type
Scroll within the panel for all 7 ·
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