Ki Insurance

Ki is the first fully digital, algorithmically driven syndicate at Lloyd's of London, launched in 2020 out of Brit with Google Cloud and University College London and capitalised with US$500m from Blackstone Tactical Opportunities and Fairfax Financial. Operating from the United Kingdom as Lloyd's Syndicate 1618, Ki writes follow-only capacity across specialty lines — property, casualty and specialty — quoting risks that a lead underwriter has already priced, in seconds rather than days, through an algorithm rather than a face-to-face negotiation in the Room. Brokers reach Ki through app.ki-insurance.com, a partner-gated single-page platform behind an Auth0 authorization-code login, and Ki announced a "Broker API" in May 2021 that lets partner broking platforms request quotes directly from the algorithm. That API posture is entirely partner-gated: there is no developer portal, no public reference documentation, no self-serve signup, no provider-published OpenAPI or Postman collection, and no public webhook or event catalog. What is observable is the platform API itself — Ki's own broker client ships a complete endpoint registry in its public JavaScript bundle, exposing a same-origin REST surface of roughly a hundred JSON operations across quotes, quote lines, pricing, schedules of values, slip extraction, leads, pipeline, broking houses, nominated leads and Lloyd's risk codes, all authorised with an Auth0 bearer token. API Evangelist has derived an observed OpenAPI from that bundle. Ki remains the archetype of the United Kingdom's London-market pattern: genuinely advanced machine-to-machine insurance placement infrastructure, aimed at brokers and syndicates rather than at developers, and therefore effectively invisible from the outside.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

How we profile Ki Insurance

Each block below is one kind of artifact we hold for Ki Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Ki Broker Trading Platform API

The same-origin REST API behind app.ki-insurance.com, the partner-gated broker trading platform where Lloyd's brokers place risks with Ki's follow algorithm. Ki publishes no ref...

Arazzo Workflows 3

Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.

Multi-step API workflows described with the Arazzo specification.

_Index

ARAZZO

Ki — quote a risk and run the follow algorithm

Create a quote on Ki's partner-gated broker platform, attach the schedule of values, geocode it, run Ki's algorithmic pricing and retrieve the priced quote document. Every opera...

ARAZZO

Ki — turn a broker slip into a quote

Ki's slip extraction pipeline: register the slip upload, execute the extraction job, poll it to completion, read the result and promote it into a quote. Every operationId exists...

ARAZZO

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

ki-insurance-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ki Insurance Authentication

http/openIdConnect/oauth2 · 3 schemes

SECURITY

Ki Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Ki Insurance Scopes

14 scopes · authorizationCode

14 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Ki Insurance Agentic Access

109 operations · 38 acting · 1 human-in-the-loop

109 operations · 38 acting

AGENTIC

Resources

Every other property we hold for Ki Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

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