Klar
Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers. Regulated by Mexico's CNBV, Klar offers a deposit account with yield, a no-annual-fee credit card, a secured (garantizada) credit card, the metal Platino card, personal loans, investment products, and Chubb-underwritten life and fraud insurance, plus cashback and interest-free-months (MSI) benefits. It also runs Klar Empresarial for business customers, partnered with Uber to launch the Uber Card in Mexico, and announced the acquisition of mortgage fintech Yave. Klar's product surface is delivered entirely through its consumer mobile app and website; as of this profile Klar publishes NO public developer portal, API reference, SDKs, or sandbox, and no OpenAPI, AsyncAPI, or webhook surface could be found. Third-party access to Klar accounts is generally brokered through Latin American open-finance aggregators (Belvo, Pluggy, Plaid) rather than a first-party Klar API. Klar does operate a public GitHub organization (klar-mx), but its repositories are internal infrastructure and DevOps tooling and forks, not client libraries for a Klar API.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Klar the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Klar scores 17.4/100 (emerging), with a separate agent-readiness read of 4/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Klar
Each block below is one kind of artifact we hold for Klar. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Klar — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
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