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Klasha website screenshot

Klasha

Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Klasha platform covers payment collection (cards, bank transfer, USSD, M-Pesa and mobile money, Klasha wallet), payouts to bank accounts and mobile money wallets across Africa and to China, currency swap between merchant wallets at internal Klasha rates, virtual account creation for bank-account collection, payment links, and an embeddable JavaScript checkout. Developers integrate through the documented REST APIs at developers.klasha.com, the Klasha Inline JavaScript library, first-party web and mobile SDKs (Angular, React, Vue 2/3, iOS, Android, Flutter, Ionic, React Native), or ready-made e-commerce plugins for WooCommerce, Magento 2, BigCommerce, OpenCart, Ecwid, Wix and Weebly.

agent aware

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Klasha the way a machine reads it — 10 machine-readable artifacts across 5 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Klasha scores 50.4/100 (developing), with a separate agent-readiness read of 39/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 50.4/100 · developing
Contract Quality 5.7 / 25
Developer Ergonomics 17.0 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 5.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 9.8 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Klasha

Each block below is one kind of artifact we hold for Klasha. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 5

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Klasha Payments API

Collect payments from customers in Africa via card, bank transfer, USSD, M-Pesa, mobile money and the Klasha wallet, including charge validation, refunds and exchange rates.

Klasha Payout API

Send money locally to bank accounts and mobile money wallets across Africa and to China, with bank-code lookup, account resolution, wallet balances and Triple-DES encrypted tran...

Klasha Swap API

Generate a quote and swap funds between merchant wallets using internal Klasha foreign-exchange rates, then fetch the resulting swap by reference or quote token.

Klasha Virtual Account API

Create virtual accounts on demand in NGN and GHS, receive customer funds through them, requery accounts, poll collection status and pull balances and statements.

Klasha Payment Link API

Generate payment links for merchants and sub-merchants to collect payments without a code integration, from the dashboard or over the API.

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

klasha-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Klasha Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Klasha Authentication

apiKey/http · 2 schemes

SECURITY

Klasha Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Klasha Trust Center

ISO 27001, PCI DSS

SECURITY

Resources

Every other property we hold for Klasha — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Build 4

SDKs, sample code, and the tooling you integrate with

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/klasha · machine-readable index on apis.io