Kount
Kount is a Boise, Idaho-based fraud prevention and chargeback management platform, now operating as part of Equifax. Kount combines AI-driven risk scoring, device fingerprinting, identity intelligence, and a multi-tenant global data network to help merchants, payment processors, and digital businesses stop payment fraud, account takeover, and chargebacks while reducing false positives. The Kount 360 platform offers Payments Fraud, Account Takeover Protection, Chargeback Management, and Identity Trust services exposed through REST APIs, mobile SDKs, a JavaScript Data Collector, and e-commerce platform plugins.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Kount the way a machine reads it — 31 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Kount scores 19.0/100 (emerging), with a separate agent-readiness read of 3/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile Kount
Each block below is one kind of artifact we hold for Kount. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 3
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Kount Payments Fraud API
The Payments Fraud API is the core REST endpoint of the Kount 360 platform for AI-driven digital fraud prevention. Merchants submit order, payment, customer, and device session ...
Kount Risk Inquiry Service (RIS) API
The Risk Inquiry Service (RIS) is Kount's legacy RESTful API for transaction risk evaluation. RIS joins device data from the JavaScript Data Collector with merchant-supplied ord...
Kount Data Collector
The Kount Data Collector is a client-side JavaScript and mobile SDK component that gathers device fingerprinting and behavioral session data — including device characteristics, ...
Features 10
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
AI-Driven Risk Scoring
Machine learning models score each transaction in real time and return Approve, Decline, or Review decisions with reason codes.
Device Fingerprinting
JavaScript and mobile Data Collectors capture device, browser, network, and behavioral signals tied to a session identifier.
Identity Trust Network
A multi-tenant global data network correlates personas across merchants to identify trusted customers and known fraudsters.
Chargeback Management
Refund/Chargeback (RFCB) reporting plus dispute response workflows reduce chargeback losses and recover revenue.
Account Takeover Protection
Login and account-change risk scoring detects credential stuffing, session hijacking, and synthetic account creation.
VIP Lists
Merchant-managed allow/deny lists for cards, emails, devices, addresses, payment instruments, gift cards, and custom UDFs.
3-D Secure Orchestration
3DS transaction tagging API supports step-up authentication for stronger customer authentication where required.
Custom Decisioning Rules
Merchants can layer business rules on top of the model score via the Agent Web Console.
Mobile SDKs
Native Android and iOS SDKs (Objective-C and Swift) for in-app device data collection.
E-Commerce Platform Plugins
Out-of-the-box integrations for Magento 2, Shopify, Salesforce Commerce Cloud, and Miva.
Scroll within the panel for all 10 ·
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Use Cases 7
What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.
What developers build with this provider.
Card-Not-Present Payment Fraud
Score e-commerce CNP transactions for stolen-card and BIN-attack fraud before authorization.
Chargeback Reduction
Pre-authorization screening and post-transaction chargeback tagging to reduce chargeback ratios.
Account Takeover Defense
Score login and password-reset events to block credential-stuffing and ATO attempts.
New Account Fraud
Screen account-creation events for synthetic identities and bot signups.
Digital Goods and Gift Card Fraud
High-velocity digital goods and gift-card flows benefit from device + persona network signals.
Marketplace Trust
Two-sided marketplaces use Kount to vet both buyers and sellers.
Promo Abuse and Policy Abuse
Detect coupon stacking, refund abuse, and other policy-abuse patterns via custom rules and UDFs.
Scroll within the panel for all 7 ·
Integrations 5
Pre-built integrations with other platforms tell you where this provider already fits in a stack.
Pre-built integrations with other platforms and tools.
Magento 2
Official Magento 2 plugin for the Kount 360 platform.
Shopify
Shopify app integration for Kount risk decisioning.
Salesforce Commerce Cloud
SFCC Link cartridge for Kount integration.
Miva
Miva e-commerce platform integration documented in Miva developer docs.
Equifax
Parent-company integration with Equifax identity and credit data services.
Solutions 5
Packaged solutions the provider offers on top of the raw API surface.
Packaged solutions this provider offers.
Kount 360
Unified fraud prevention platform combining Payments Fraud, Account Takeover, and Chargeback Management on a single AI model.
Payments Fraud
Real-time CNP transaction screening for merchants and payment processors.
Account Takeover Protection
Login and account-event risk scoring to block credential abuse.
Chargeback Management
Pre-transaction prevention plus post-transaction dispute response workflows.
Identity Trust Global Network
Cross-merchant persona data network underlying all Kount decisions.
Resources
Every other property we hold for Kount — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Build 10
SDKs, sample code, and the tooling you integrate with
Scroll within the panel for all 10 ·
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Company 2
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/kount · machine-readable index on apis.io
This is an independent, third-party profile of Kount, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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