Legal & General
Legal & General Group plc is a FTSE 100 United Kingdom life insurer, retirement and institutional asset manager headquartered in London and regulated by the FCA and PRA. Its lines of business are life and protection insurance (term life, critical illness, income protection), workplace and individual pensions, annuities and bulk-purchase annuity/pension risk transfer, equity release through Legal & General Home Finance, and asset management through Legal & General Investment Management. It is a life and health carrier rather than a general insurer, and it distributes almost entirely through regulated intermediaries — financial advisers, mortgage brokers and employee-benefit consultants — rather than direct-to-developer. Its API posture reflects that distribution model honestly: Legal & General publishes NO public, self-serve developer portal, no public API reference, and no downloadable OpenAPI or Swagger definition. No developer.legalandgeneral.com, developers, docs, or api subdomain resolves in DNS, and /developers, /api, /developer, /partners and /integrations all return HTTP 404 on the primary site. Every documented Legal & General API is a bilateral, partner-gated integration announced by the counterparty rather than published by Legal & General — real-time equity release quotation, KFI and application APIs wired into Iress "The Exchange", Air Sourcing and the Advise Wise platform, a Mortgage Club integration with Kensington Mortgages, and adviser-facing protection quote-and-apply through OLP Connect. Adviser identity and messaging run on the UK's Origo rails — Unipass digital certificates, Unipass Letter of Authority and Origo Track My Apps — which is the UK life and pensions analogue of ACORD; no ACORD, AL3, ACORD XML or NGDS reference appears anywhere in Legal & General's public surface. The only public Legal & General code is the Canopy design system on GitHub — an Apache-2.0 Angular component library shipped through GitHub Packages, with dated semver release notes, a published breaking-change policy, a repository security policy, and 84 installable agent skills (69 component best-practice skills and 15 per-major migration skills) that work with GitHub Copilot, Claude Code and Cursor. That makes Legal & General agent-native on the front end and completely closed on the API. This record exists to measure that split accurately: a large carrier whose integration surface is entirely intermediary-gated and invisible from outside a login wall.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Legal & General the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Legal & General scores 26.3/100 (emerging), with a separate agent-readiness read of 5/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Legal & General
Each block below is one kind of artifact we hold for Legal & General. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Legal & General — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 3
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 1
Properties that don't map to a standard resource type
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