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Mangopay

European payment infrastructure platform providing REST APIs for marketplace payments, digital wallet management, user KYC/KYB verification, fund transfers, currency conversion, and payment card processing. Serves multi-party payment flows across product marketplaces, financial platforms, on-demand services, and SaaS companies.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Mangopay the way a machine reads it — 35 machine-readable artifacts across 24 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Mangopay scores 55.6/100 (developing), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 55.6/100 · developing
Contract Quality 16.3 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 5.8 / 13
Governance 7.9 / 12
Discoverability 9.3 / 10
Regulatory · Payments 8.8 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Mangopay

Each block below is one kind of artifact we hold for Mangopay. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 24

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Mangopay Bank Accounts API

The Bank Accounts API from Mangopay — 7 operation(s) for bank accounts.

Mangopay Client (Platform) API

The Client (Platform) API from Mangopay — 2 operation(s) for client (platform).

Mangopay Client Wallets API

The Client Wallets API from Mangopay — 4 operation(s) for client wallets.

Mangopay Conversions (FX) API

The Conversions (FX) API from Mangopay — 6 operation(s) for conversions (fx).

Mangopay Country authorizations API

The Country authorizations API from Mangopay — 2 operation(s) for country authorizations.

Mangopay Disputes API

The Disputes API from Mangopay — 16 operation(s) for disputes.

Mangopay Echo API

The Echo API from Mangopay — 17 operation(s) for echo.

Mangopay IDV Sessions (hosted KYC API

The IDV Sessions (hosted KYC API from Mangopay — 2 operation(s) for idv sessions (hosted kyc.

Mangopay KYC Documents API

The KYC Documents API from Mangopay — 5 operation(s) for kyc documents.

Mangopay Notifications API

The Notifications API from Mangopay — 3 operation(s) for notifications.

Mangopay Payment methods API

The Payment methods API from Mangopay — 61 operation(s) for payment methods.

Mangopay Payouts API

The Payouts API from Mangopay — 4 operation(s) for payouts.

Mangopay Recipients API

The Recipients API from Mangopay — 5 operation(s) for recipients.

Mangopay Refunds API

The Refunds API from Mangopay — 5 operation(s) for refunds.

Mangopay Reporting API

The Reporting API from Mangopay — 6 operation(s) for reporting.

Mangopay Transactions API

The Transactions API from Mangopay — 6 operation(s) for transactions.

Mangopay Transfers API

The Transfers API from Mangopay — 2 operation(s) for transfers.

Mangopay UBO Declarations API

The UBO Declarations API from Mangopay — 5 operation(s) for ubo declarations.

Mangopay User Data Format API

The User Data Format API from Mangopay — 1 operation(s) for user data format.

Mangopay User EMoney API

The User EMoney API from Mangopay — 1 operation(s) for user emoney.

Mangopay User Regulatory Status API

The User Regulatory Status API from Mangopay — 1 operation(s) for user regulatory status.

Mangopay Users API

The Users API from Mangopay — 16 operation(s) for users.

Mangopay View an API Response API

The View an API Response API from Mangopay — 1 operation(s) for view an api response.

Mangopay Wallets API

The Wallets API from Mangopay — 9 operation(s) for wallets.

Scroll within the panel for all 24 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Plans

1 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Mangopay Context

60 classes · 2 properties

JSON-LD

Spectral Rules 1

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Mangopay API Rules

2 rules · 2 warnings

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Mangopay Schemas

0 properties

JSON SCHEMA

Examples 1

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Request Examples

1 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mangopay Authentication

oauth2 · 1 scheme

SECURITY

Mangopay Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Mangopay Scopes

20 scopes · clientCredentials

20 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Mangopay Agentic Access

215 operations · 116 acting

215 operations · 116 acting

AGENTIC

Resources

Every other property we hold for Mangopay — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 3

SDKs, sample code, and the tooling you integrate with

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/mangopay · machine-readable index on apis.io