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Micro Connect

Micro Connect (滴灌通) is a Hong Kong-founded financial market infrastructure group, established in 2021 by Charles Li (former CEO of Hong Kong Exchanges and Clearing) and Gary Zhang, that turns the daily revenue of micro, small and medium businesses into a standardised, tradable asset class. Its Daily Revenue Obligation (DRO) and revenue-based financing contracts are listed, cleared and settled on the Micro Connect (Macao) Financial Assets Exchange (MCEX) — a financial institution approved by Macao executive order Ordem Executiva n.º 47/2022 and regulated by the Monetary Authority of Macao, and wholly owned by Micro Connect Group. The group runs several operator-facing web platforms on its own SaaS stack — the Micro Connect Open Platform (open.microconnect.com) for brand and merchant data onboarding, the M-Terminal investor terminal (mt.microconnect.com), and the store/merchant consoles — all served from a single API gateway at api.mcisaas.com and authenticated by a Keycloak identity provider at kc.mcisaas.com. No public developer program, API reference or machine-readable API contract is published; the integration surface is reachable only after enterprise account registration and login.

agent aware

More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.

Kin Score

API Evangelist profiles Micro Connect the way a machine reads it — 6 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Micro Connect scores 21.5/100 (emerging), with a separate agent-readiness read of 23/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Behind a wall

Why this profile is thin

Micro Connect's only API surface is the Open Platform (滴灌通开放平台) at open.microconnect.com, an enterprise console whose SPA calls an Apache ShenYu gateway at api.mcisaas.com behind a Keycloak login (realm numa-realm, client web-mcc-open-platform); there is no developer portal, no API reference and no spec at any path on any host, and the console's origin open.microconnect.cn has served an expired TLS certificate since 2024-11-27.

An API exists — we simply could not reach the contract without credentials or a sales conversation. This one is Micro Connect's to change: publishing the reference and a machine-readable spec at a public URL, while keeping key issuance behind whatever gate they like, would let an integrator evaluate the API before committing to a call.

What we probed
  • https://open.microconnect.com/HTTP 301
  • https://kc.mcisaas.com/auth/realms/numa-realm/.well-known/openid-configurationHTTP 200
  • https://www.microconnect.com/openapi.jsonHTTP 404
  • https://api.mcisaas.com/v3/api-docsHTTP 200
  • https://mcex.mo/.well-known/agent-card.jsonHTTP 404

Checked 2026-08-25. If this is out of date, tell us on the provider's repo and we will re-run the profile.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-01 · rubric v0.18.0
Micro Connect Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Micro Connect's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/micro-connect/"
   title="Micro Connect on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/micro-connect.svg"
       alt="Micro Connect Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Micro Connect

Each block below is one kind of artifact we hold for Micro Connect. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Micro Connect Open Platform API

The private HTTP API behind the Micro Connect Open Platform (滴灌通开放平台), the enterprise console brands and merchants use to register, submit daily revenue and order detail reports...

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Micro Connect Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Micro Connect Authentication

2 schemes

SECURITY

Micro Connect Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Micro Connect Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Every other property we hold for Micro Connect — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/micro-connect · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Micro Connect, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.