MNT-Halan
MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-Halan operates a financial super app ("Halan") and a vertically integrated digital ecosystem covering micro-finance and SME lending, consumer credit, e-payments and money transfers, an e-wallet, prepaid and installment cards, payroll advances, investment and gold-installment products, and e-commerce (electronics, appliances, FMCG, e-grocer). Lending products span nano loans up to EGP 2,000, microloans, consumer loans up to EGP 500,000 over 36 installments, SME loans from EGP 200,000 up to EGP 15 million, education and home financing up to EGP 4 million, light-vehicle financing, and buy-now-pay-later. The Halan app and its supporting agent network reportedly serve 5–7 million customers, have disbursed in excess of USD 4 billion in loans across 3 million borrowers, and process 100+ million USD in monthly payments and 50+ million USD in monthly e-commerce sales. After raising USD 400 million in 2023 to cross unicorn status and an additional USD 157.5 million in 2024 (including an IFC investment), MNT-Halan expanded beyond Egypt into Turkey (via the August 2024 acquisition of Tam Finans), the UAE (December 2024 launch), and Pakistan. MNT-Halan's revenue model is interest and fees on lending, merchant and payment fees, e-commerce gross margin, and card interchange; the company markets directly to consumers and SMEs through its Halan app and physical outlets, and does not publish a public developer API, SDK, partner sandbox, or open-source code repository.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles MNT-Halan the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — MNT-Halan scores 7.2/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile MNT-Halan
Each block below is one kind of artifact we hold for MNT-Halan. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for MNT-Halan — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Company 8
The organization behind the API
Scroll within the panel for all 8 ·
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/mnt-halan · machine-readable index on apis.io