Monite
Monite (Monite GmbH) is an embedded finance API platform that lets neobanks and B2B SaaS platforms add invoicing, accounts payable automation, payments and related financial workflows to their own products, with a fully embeddable SDK and UI components. Its REST API (api.monite.com, with a sandbox at api.sandbox.monite.com) is documented at docs.monite.com, and the company publishes a public API style guide with Spectral rules on GitHub.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Monite the way a machine reads it — 87 machine-readable artifacts across 5 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Monite scores 66.3/100 (strong), with a separate agent-readiness read of 44/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-10-17 · rubric v0.24.0
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How we profile Monite
Each block below is one kind of artifact we hold for Monite. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 70
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Monite Access tokens API
The Access tokens API from Monite — 2 operation(s) for access tokens.
Monite Accounting connections API
The Accounting connections API from Monite — 4 operation(s) for accounting connections.
Monite Accounting data pull API
The Accounting data pull API from Monite — 4 operation(s) for accounting data pull.
Monite Accounting synchronized records API
The Accounting synchronized records API from Monite — 3 operation(s) for accounting synchronized records.
Monite Accounting tax rates API
The Accounting tax rates API from Monite — 2 operation(s) for accounting tax rates.
Monite Analytics API
The Analytics API from Monite — 3 operation(s) for analytics.
Monite Approval policies API
The Approval policies API from Monite — 6 operation(s) for approval policies.
Monite Approval requests API
The Approval requests API from Monite — 5 operation(s) for approval requests.
Monite Batch payment links API
The Batch payment links API from Monite — 3 operation(s) for batch payment links.
Monite Batch payments API
The Batch payments API from Monite — 2 operation(s) for batch payments.
Monite Comments API
The Comments API from Monite — 2 operation(s) for comments.
Monite Cost centers API
The Cost centers API from Monite — 2 operation(s) for cost centers.
Monite Counterpart addresses API
The Counterpart addresses API from Monite — 3 operation(s) for counterpart addresses.
Monite Counterpart bank accounts API
The Counterpart bank accounts API from Monite — 4 operation(s) for counterpart bank accounts.
Monite Counterpart contacts API
The Counterpart contacts API from Monite — 3 operation(s) for counterpart contacts.
Monite Counterpart e-invoicing credentials API
The Counterpart e-invoicing credentials API from Monite — 2 operation(s) for counterpart e-invoicing credentials.
Monite Counterpart VAT IDs API
The Counterpart VAT IDs API from Monite — 2 operation(s) for counterpart vat ids.
Monite Counterparts API
The Counterparts API from Monite — 3 operation(s) for counterparts.
Monite Credit notes API
The Credit notes API from Monite — 13 operation(s) for credit notes.
Monite Custom VAT rates API
The Custom VAT rates API from Monite — 2 operation(s) for custom vat rates.
Monite Data export API
The Data export API from Monite — 3 operation(s) for data export.
Monite Data export - extra data API
The Data export - extra data API from Monite — 2 operation(s) for data export - extra data.
Monite Delivery notes API
The Delivery notes API from Monite — 4 operation(s) for delivery notes.
Monite E-invoicing connections API
The E-invoicing connections API from Monite — 3 operation(s) for e-invoicing connections.
Monite E-invoicing search API
The E-invoicing search API from Monite — 1 operation(s) for e-invoicing search.
Monite Entities API
The Entities API from Monite — 10 operation(s) for entities.
Monite Entity bank account verifications API
The Entity bank account verifications API from Monite — 5 operation(s) for entity bank account verifications.
Monite Entity bank accounts API
The Entity bank accounts API from Monite — 4 operation(s) for entity bank accounts.
Monite Entity onboarding data API
The Entity onboarding data API from Monite — 1 operation(s) for entity onboarding data.
Monite Entity persons API
The Entity persons API from Monite — 2 operation(s) for entity persons.
Monite Entity users API
The Entity users API from Monite — 4 operation(s) for entity users.
Monite Entity VAT IDs API
The Entity VAT IDs API from Monite — 2 operation(s) for entity vat ids.
Monite Events API
The Events API from Monite — 2 operation(s) for events.
Monite Files API
The Files API from Monite — 2 operation(s) for files.
Monite Financing API
The Financing API from Monite — 3 operation(s) for financing.
Monite Ledger accounts API
The Ledger accounts API from Monite — 2 operation(s) for ledger accounts.
Monite Mail templates API
The Mail templates API from Monite — 5 operation(s) for mail templates.
Monite Mailbox domains API
The Mailbox domains API from Monite — 3 operation(s) for mailbox domains.
Monite Mailboxes API
The Mailboxes API from Monite — 3 operation(s) for mailboxes.
Monite Measure units API
The Measure units API from Monite — 2 operation(s) for measure units.
Monite Monite AI API
The Monite AI API from Monite — 7 operation(s) for monite ai.
Monite OCR API
The OCR API from Monite — 3 operation(s) for ocr.
Monite Onboarding documents API
The Onboarding documents API from Monite — 4 operation(s) for onboarding documents.
Monite Onboarding links API
The Onboarding links API from Monite — 2 operation(s) for onboarding links.
Monite Onboarding requirements API
The Onboarding requirements API from Monite — 2 operation(s) for onboarding requirements.
Monite Overdue reminders API
The Overdue reminders API from Monite — 2 operation(s) for overdue reminders.
Monite Partner settings API
The Partner settings API from Monite — 1 operation(s) for partner settings.
Monite Payable line items API
The Payable line items API from Monite — 2 operation(s) for payable line items.
Monite Payables API
The Payables API from Monite — 19 operation(s) for payables.
Monite Payment intents API
The Payment intents API from Monite — 3 operation(s) for payment intents.
Monite Payment links API
The Payment links API from Monite — 3 operation(s) for payment links.
Monite Payment methods API
The Payment methods API from Monite — 1 operation(s) for payment methods.
Monite Payment records API
The Payment records API from Monite — 5 operation(s) for payment records.
Monite Payment reminders API
The Payment reminders API from Monite — 2 operation(s) for payment reminders.
Monite Payment terms API
The Payment terms API from Monite — 2 operation(s) for payment terms.
Monite PDF templates API
The PDF templates API from Monite — 5 operation(s) for pdf templates.
Monite Products API
The Products API from Monite — 2 operation(s) for products.
Monite Projects API
The Projects API from Monite — 2 operation(s) for projects.
Monite Purchase orders API
The Purchase orders API from Monite — 5 operation(s) for purchase orders.
Monite Receipts API
The Receipts API from Monite — 6 operation(s) for receipts.
Monite Receivables API
The Receivables API from Monite — 23 operation(s) for receivables.
Monite Recurrences API
The Recurrences API from Monite — 5 operation(s) for recurrences.
Monite Roles API
The Roles API from Monite — 2 operation(s) for roles.
Monite System health API
The System health API from Monite — 1 operation(s) for system health.
Monite Tags API
The Tags API from Monite — 2 operation(s) for tags.
Monite Text templates API
The Text templates API from Monite — 3 operation(s) for text templates.
Monite Transactions API
The Transactions API from Monite — 3 operation(s) for transactions.
Monite VAT rates API
The VAT rates API from Monite — 1 operation(s) for vat rates.
Monite Webhook deliveries API
The Webhook deliveries API from Monite — 2 operation(s) for webhook deliveries.
Monite Webhook subscriptions API
The Webhook subscriptions API from Monite — 10 operation(s) for webhook subscriptions.
Scroll within the panel for all 70 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
Monite Docs MCP Server
Monite's llms.txt instructs AI clients (Claude Code, Cursor, etc.) to connect to the MCP server at https://docs.monite.com/_mcp/server. It is a Fern-hosted documentation MCP ser...
MCP SERVERPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Monite Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Monite Rate Limits
RATE LIMITSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Monite Webhooks
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Monite Context
JSON-LDSpectral Rules 2
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Monite — api style guide rules
SPECTRALMonite API Rules
SPECTRALJSON Schema 6
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
CreditNoteResponse
JSON SCHEMADeliveryNoteResource
JSON SCHEMAPayableResponseSchema
JSON SCHEMAPayableUpdateSchema
JSON SCHEMAPayableUploadWithDataSchema
JSON SCHEMAReceivablesSearchRequest
JSON SCHEMASecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Monite — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 6
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 12
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 12 ·
Build 5
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/monite · machine-readable index on apis.io
This is an independent, third-party profile of Monite, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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