Monnai
Monnai is a global consumer-insights infrastructure company that delivers real-time, AI-ready data for decisioning across the entire customer lifecycle. Its Insights API unifies fragmented identity, device, phone, email, and behavioral signals from a proprietary data consortium into clean, contextual 360-degree profiles, enabling financial institutions, fintechs, ecommerce, and marketplaces to power acquisition, onboarding (KYC/AML), risk assessment and fraud detection, credit decisioning, and collections. Monnai provides localized coverage across 190+ countries with a privacy-first, encryption-backed approach. The API is secured with OAuth 2.0. Monnai is backed by 500 Global.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Monnai the way a machine reads it — 3 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Monnai scores 15.8/100 (emerging), with a separate agent-readiness read of 14/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Monnai
Each block below is one kind of artifact we hold for Monnai. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 1
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Monnai Insights API
Real-time consumer-insights and decisioning API. Accepts consumer identifiers (phone, email, device, name, address) and returns enriched, AI-ready insights used for onboarding/K...
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Monnai — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 1
Pagination, idempotency, versioning, errors, and events
Access & Security 2
Authentication, authorization, and security posture
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/monnai · machine-readable index on apis.io