Montran
Montran Corporation provides technologically advanced critical payments, cash management, and securities solutions to commercial banks, corporates, central banks, and clearing institutions in over 90 countries. With more than 45 years of innovation, Montran offers market infrastructure solutions including RTGS, ACH, instant payments, and central securities depository systems.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Montran the way a machine reads it — 155 machine-readable artifacts across 43 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Montran scores 58.1/100 (developing), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Montran
Each block below is one kind of artifact we hold for Montran. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 43
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Montran Instant Payments System
A robust 24/7, high-capacity, retail-focused payment solution that processes individual payments in real-time with guaranteed end-to-end payment processing latency of a few seco...
Montran Real-Time Gross Settlement
Provides secure, real-time settlement of high-value interbank payments. Holds a perfect security track record with no successful attacks on any Montran RTGS customer over the pa...
Montran Automated Clearing House
An electronic clearing system that enables the full spectrum of payment instructions to be exchanged among financial institutions. Powers some of the largest clearing houses wor...
Montran Automated Transfer System
Handles very high volumes of both high-value and low-value payments such as credit transfers, direct debits, and cheques. Provides a unified clearing and settlement platform for...
Montran Central Securities Depository
A 24/7, ISO 20022 compliant platform that facilitates safekeeping of dematerialized financial instruments, settlement of trades free or against payment, and calculation and dist...
Montran Trading System
Provides a fast, secure, and innovative platform that facilitates the multi-currency trading of financial instruments including debt instruments and equities.
Montran Intraday Liquidity Management
An enterprise-level system delivering real-time liquidity management with live monitoring, an intuitive user interface for granular insight into cash positions, and complete con...
Montran Cash Pool Engine
Provides multi-currency cash concentration and notional pooling, generating end-of-day or real-time sweeps from accounts held within the bank, its branches, or third-party banks...
Montran Payments and Collections Factory
A multi-bank POBO/COBO platform using Virtual Account Management to allow corporations to centralize collection and payment-on-behalf-of operations regionally or globally. Avail...
Montran In-House Bank
Enables banks to offer in-house banking capability to global corporate customers, providing centralization of operations and controls, bank account rationalization, liquidity op...
Montran Mandate Management
A 24/7, ISO 20022 based, paperless centralized platform for electronic mandates for direct debits and credit transfers. Stores and validates mandates to decrease risks associate...
Montran Case Management
An online system for the automatic processing of all inquiries related to payments, both foreign and domestic. Provides investigation and compensation capabilities for payment e...
Montran Dispute Management
Provides comprehensive dispute resolution capabilities for payment transactions, enabling financial institutions to manage and resolve payment disputes efficiently.
Montran Backup RTGS
A backup real-time gross settlement solution providing business continuity for critical payment infrastructure, ensuring settlement operations continue even during primary syste...
Montran Account Information API
PSD2-compliant account information operations for AISP integration. Provides account details, balances, and transaction history.
Montran Account Structures API
Virtual account hierarchy and structure management
Montran Accounts API
Multi-bank account visibility and management
Montran Alerts API
Screening alert management and resolution
Montran Approvals API
Payment approval workflow management
Montran Balances API
Balance inquiry and reconciliation operations
Montran Beneficiaries API
Beneficiary management for recurring payments
Montran Channels API
Communication channel management and monitoring
Montran Clearing API
Clearing and settlement operations across multiple CSMs
Montran Clearing Systems API
Clearing and settlement system connectivity
Montran Configuration API
Screening rules and channel configuration
Montran Consent API
PSD2 consent management for AISP and PISP access
Montran Credit Transfers API
Credit transfer payment operations including SEPA and cross-border
Montran Direct Debits API
Direct debit payment operations
Montran Files API
File upload and processing for batch payments
Montran Instant Payments API
Real-time instant payment processing with guaranteed end-to-end latency of a few seconds
Montran Lists API
Sanctions and compliance list management
Montran Message Formats API
Message format conversion and validation
Montran Message Routing API
Message routing and transformation between systems
Montran Payment Initiation API
PSD2-compliant payment initiation operations for PISP integration. Supports instant credit transfers and request-to-pay flows.
Montran Payment Status API
Payment status inquiry and tracking operations
Montran Payments API
Corporate payment initiation and management
Montran Request to Pay API
Request-to-pay initiation and management operations
Montran Screening API
Transaction and entity screening operations
Montran Statements API
Account statement and reporting operations
Montran SWIFT API
SWIFT network connectivity and message management
Montran Transactions API
Transaction processing and allocation
Montran Virtual Accounts API
Virtual account creation, management, and lifecycle operations
Montran Virtual IBANs API
Virtual IBAN issuance and management
Scroll within the panel for all 43 ·
Open Collections 6
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Montran Corporate Payments Portal API
OPEN COLLECTIONMontran Global Payments Hub API
OPEN COLLECTIONMontran Instant Payments Gateway API
OPEN COLLECTIONMontran Payments Connectivity API
OPEN COLLECTIONMontran Sanctions Screening API
OPEN COLLECTIONMontran Virtual Accounts API
OPEN COLLECTIONPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Montran Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Montran Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Montran Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Montran API Rules
SPECTRALJSON Schema 96
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
Montran Account
JSON SCHEMAAccountBalance
JSON SCHEMAAccountBalances
JSON SCHEMAAccountDetail
JSON SCHEMAAccountIdentification
JSON SCHEMAAccountList
JSON SCHEMAAccountStatementList
JSON SCHEMAAccountStructure
JSON SCHEMAAccountStructureCreate
JSON SCHEMAAccountStructureList
JSON SCHEMAAlertDetail
JSON SCHEMAAlertList
JSON SCHEMAAlertResolution
JSON SCHEMABalanceVerificationRequest
JSON SCHEMABalanceVerificationResponse
JSON SCHEMABankAccount
JSON SCHEMABankAccountList
JSON SCHEMABatchScreeningRequest
JSON SCHEMABatchScreeningResult
JSON SCHEMABeneficiary
JSON SCHEMABeneficiaryCreate
JSON SCHEMABeneficiaryList
JSON SCHEMABulkPaymentRequest
JSON SCHEMABulkPaymentResponse
JSON SCHEMAChannelDetail
JSON SCHEMAChannelHealth
JSON SCHEMAChannelList
JSON SCHEMAClearingBatch
JSON SCHEMAClearingBatchList
JSON SCHEMAClearingSystemDetail
JSON SCHEMAClearingSystemList
JSON SCHEMAComplianceListDetail
JSON SCHEMAComplianceListSummary
JSON SCHEMAConsentRequest
JSON SCHEMAConsentResponse
JSON SCHEMACorporatePayment
JSON SCHEMACorporatePaymentCreate
JSON SCHEMACorporatePaymentList
JSON SCHEMACreditTransferInitiation
JSON SCHEMACreditTransferRequest
JSON SCHEMADirectDebitInitiation
JSON SCHEMAEntityScreeningRequest
JSON SCHEMAEntityScreeningResult
JSON SCHEMAError
JSON SCHEMAFileStatus
JSON SCHEMAFileUploadResponse
JSON SCHEMAMontran Financial Institution
JSON SCHEMAFinancialInstitution
JSON SCHEMAInstantPaymentDetail
JSON SCHEMAInstantPaymentRequest
JSON SCHEMAInstantPaymentResponse
JSON SCHEMAInternalTransfer
JSON SCHEMAInternalTransferResponse
JSON SCHEMAMessageDetail
JSON SCHEMAMessageList
JSON SCHEMAMessageResponse
JSON SCHEMAMessageSubmission
JSON SCHEMAPagination
JSON SCHEMAMontran Payment
JSON SCHEMAPaymentCancellationRequest
JSON SCHEMAPaymentCancellationResponse
JSON SCHEMAPaymentDetail
JSON SCHEMAPaymentInitiation
JSON SCHEMAPaymentInitiationResponse
JSON SCHEMAPaymentList
JSON SCHEMAPaymentResponse
JSON SCHEMAPaymentReturnRequest
JSON SCHEMAPaymentReturnResponse
JSON SCHEMAPaymentStatus
JSON SCHEMAPaymentStatusResponse
JSON SCHEMARequestToPayDetail
JSON SCHEMARequestToPayRequest
JSON SCHEMARequestToPayResponse
JSON SCHEMAMontran Screening Result
JSON SCHEMAScreeningChannelList
JSON SCHEMAScreeningMatch
JSON SCHEMAScreeningRequest
JSON SCHEMAScreeningResult
JSON SCHEMAStatusHistoryEntry
JSON SCHEMASwiftMessageList
JSON SCHEMAMontran Transaction
JSON SCHEMATransactionData
JSON SCHEMATransactionList
JSON SCHEMATransformRequest
JSON SCHEMATransformResponse
JSON SCHEMAValidateRequest
JSON SCHEMAValidationResult
JSON SCHEMAVirtualAccount
JSON SCHEMAVirtualAccountBalance
JSON SCHEMAVirtualAccountCreate
JSON SCHEMAVirtualAccountList
JSON SCHEMAVirtualAccountUpdate
JSON SCHEMAVirtualIban
JSON SCHEMAVirtualIbanCreate
JSON SCHEMAVirtualIbanList
JSON SCHEMAVirtualTransactionList
JSON SCHEMAScroll within the panel for all 96 ·
JSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Montran Structure
JSON STRUCTURESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Montran — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Access & Security 3
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/montran · machine-readable index on apis.io