Moov
Moov is a financial infrastructure platform that enables developers to embed money movement capabilities directly into their applications. Their developer platform provides a RESTful API, client-side JavaScript SDK, pre-built UI components, and official backend SDKs across multiple languages for building compliant, full-featured financial products.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Moov the way a machine reads it — 109 machine-readable artifacts across 16 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Moov scores 56.8/100 (developing), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
How we profile Moov
Each block below is one kind of artifact we hold for Moov. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 16
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Moov.js
Moov.js is a client-side JavaScript SDK designed to streamline interactions with the Moov API while keeping personally identifiable information out of developer infrastructure. ...
Moov Drops
Moov Drops are pre-built, drop-in web UI components for complicated payment and account management flows. These components securely collect payment and account information from ...
Moov Backend SDKs
Moov provides official server-side client libraries for interacting with the Moov API across multiple programming languages, including Go, TypeScript, Python, Java, PHP, Ruby, a...
Moov Accounts API
Create and manage Moov accounts representing individual or business legal entities. Accounts are the foundation for all money movement operations.
Moov Authentication API
OAuth2 access token creation and revocation for API authentication.
Moov Bank Accounts API
Link and manage bank accounts as funding sources for ACH and RTP transfers. Includes micro-deposit and instant verification flows.
Moov Capabilities API
Request and manage capabilities that enable specific financial operations on an account, such as send-funds or collect-funds.
Moov Cards API
Link and manage debit and credit cards as payment sources on Moov accounts.
Moov Disputes API
Manage card payment disputes including evidence submission, acceptance, and lifecycle tracking for chargeback resolution.
Moov Payment Links API
Create and manage shareable payment links that allow customers to pay via card or bank account without custom code.
Moov Payment Methods API
Retrieve the available payment methods on an account, including bank accounts, cards, and wallets, which can be used as transfer sources or destinations.
Moov Refunds API
Create and retrieve refunds for completed card transfers, including full and partial refund support.
Moov Representatives API
Manage business representatives associated with a Moov account for KYB compliance and ownership verification.
Moov Sweeps API
Configure automatic daily transfers from a Moov wallet to an external bank account on a set schedule using ACH or RTP rails.
Moov Transfers API
Initiate and manage money movement between Moov accounts. Supports ACH, RTP, and card rails with full lifecycle tracking.
Moov Wallets API
Create and manage Moov digital wallets that hold funds within the platform. Supports wallet transactions and balance adjustments.
Scroll within the panel for all 16 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Moov API
OPEN COLLECTIONPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Moov Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Moov Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Moov Finops
FINOPSFeatures 16
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
Scroll within the panel for all 16 ·
Event Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Moov Webhooks
Moov delivers real-time event notifications to your application via webhooks when state changes occur on your platform. When an event occurs, Moov sends an HTTP POST request wit...
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Moov Context
JSON-LDSpectral Rules 2
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Moov API Rules
SPECTRALMoov API Rules
SPECTRALJSON Schema 64
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
AccessToken
JSON SCHEMAMoov Account
JSON SCHEMAAccountConnection
JSON SCHEMAAccountConnectionRequest
JSON SCHEMAAccountProfile
JSON SCHEMAAccountVerification
JSON SCHEMAAddress
JSON SCHEMAAmount
JSON SCHEMABankAccount
JSON SCHEMABankAccountVerification
JSON SCHEMABusinessProfile
JSON SCHEMACapability
JSON SCHEMACapabilityRequirement
JSON SCHEMACard
JSON SCHEMACardExpiration
JSON SCHEMACardVerification
JSON SCHEMACompleteVerificationRequest
JSON SCHEMACreateAccountRequest
JSON SCHEMACreatePaymentLinkRequest
JSON SCHEMACreateRefundRequest
JSON SCHEMACreateRepresentativeRequest
JSON SCHEMACreateSweepConfigRequest
JSON SCHEMACreateTransferRequest
JSON SCHEMADispute
JSON SCHEMADisputeEvidence
JSON SCHEMADisputeEvidenceText
JSON SCHEMAError
JSON SCHEMAGovernmentID
JSON SCHEMAIndividualProfile
JSON SCHEMAIndustryCodes
JSON SCHEMALinkBankAccountRequest
JSON SCHEMALinkCardRequest
JSON SCHEMAMicroDepositConfirmation
JSON SCHEMAName
JSON SCHEMAPaymentLink
JSON SCHEMAPaymentMethod
JSON SCHEMAPaymentMethodOption
JSON SCHEMAPhone
JSON SCHEMARefund
JSON SCHEMARepresentative
JSON SCHEMARepresentativeResponsibilities
JSON SCHEMARequestCapabilitiesRequest
JSON SCHEMARevokeTokenRequest
JSON SCHEMASsnOrItin
JSON SCHEMASweep
JSON SCHEMASweepConfig
JSON SCHEMATaxID
JSON SCHEMATokenRequest
JSON SCHEMATosToken
JSON SCHEMAMoov Transfer
JSON SCHEMATransferAccountRef
JSON SCHEMATransferCancellation
JSON SCHEMATransferOptions
JSON SCHEMATransferOptionsRequest
JSON SCHEMATransferParticipant
JSON SCHEMAUpdateAccountRequest
JSON SCHEMAUpdateCardRequest
JSON SCHEMAUpdatePaymentLinkRequest
JSON SCHEMAUpdateRepresentativeRequest
JSON SCHEMAUpdateSweepConfigRequest
JSON SCHEMAUpdateTransferRequest
JSON SCHEMAUpdateWalletRequest
JSON SCHEMAWallet
JSON SCHEMAWalletTransaction
JSON SCHEMAScroll within the panel for all 64 ·
JSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Moov Structure
JSON STRUCTURESecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Moov — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Company 3
The organization behind the API
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