NatWest Group
NatWest Group is a major UK retail and commercial bank (formerly Royal Bank of Scotland Group) serving personal, business, and corporate customers across the NatWest, Royal Bank of Scotland, Ulster Bank, Coutts, and NatWest International brands. It operates a public developer platform branded the "Bank of APIs" that publishes UK Open Banking (CMA9 / PSD2) APIs - Account and Transaction Information, Payment Initiation, and Confirmation of Funds - conformant to the Open Banking Implementation Entity (OBIE) Read/Write API Standard, alongside premium and commercial APIs. Access is secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, mutual-TLS client authentication, and dynamic client registration using OBIE/eIDAS certificates, with a full sandbox for onboarding and testing before production.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles NatWest Group the way a machine reads it — 27 machine-readable artifacts across 21 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — NatWest Group scores 59.2/100 (developing), with a separate agent-readiness read of 81/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile NatWest Group
Each block below is one kind of artifact we hold for NatWest Group. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 21
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
NatWest Group Account Access API
The Account Access API from NatWest Group — 2 operation(s) for account access.
NatWest Group Accounts API
The Accounts API from NatWest Group — 2 operation(s) for accounts.
NatWest Group Balances API
The Balances API from NatWest Group — 2 operation(s) for balances.
NatWest Group Beneficiaries API
The Beneficiaries API from NatWest Group — 2 operation(s) for beneficiaries.
NatWest Group Direct Debits API
The Direct Debits API from NatWest Group — 2 operation(s) for direct debits.
NatWest Group Domestic Payments API
The Domestic Payments API from NatWest Group — 5 operation(s) for domestic payments.
NatWest Group Domestic Scheduled Payments API
The Domestic Scheduled Payments API from NatWest Group — 4 operation(s) for domestic scheduled payments.
NatWest Group Domestic Standing Orders API
The Domestic Standing Orders API from NatWest Group — 4 operation(s) for domestic standing orders.
NatWest Group File Payments API
The File Payments API from NatWest Group — 6 operation(s) for file payments.
NatWest Group Funds Confirmations API
The Funds Confirmations API from NatWest Group — 3 operation(s) for funds confirmations.
NatWest Group International Payments API
The International Payments API from NatWest Group — 5 operation(s) for international payments.
NatWest Group International Scheduled Payments API
The International Scheduled Payments API from NatWest Group — 5 operation(s) for international scheduled payments.
NatWest Group International Standing Orders API
The International Standing Orders API from NatWest Group — 4 operation(s) for international standing orders.
NatWest Group Offers API
The Offers API from NatWest Group — 2 operation(s) for offers.
NatWest Group Parties API
The Parties API from NatWest Group — 3 operation(s) for parties.
NatWest Group Payment Details API
The Payment Details API from NatWest Group — 7 operation(s) for payment details.
NatWest Group Products API
The Products API from NatWest Group — 2 operation(s) for products.
NatWest Group Scheduled Payments API
The Scheduled Payments API from NatWest Group — 2 operation(s) for scheduled payments.
NatWest Group Standing Orders API
The Standing Orders API from NatWest Group — 2 operation(s) for standing orders.
NatWest Group Statements API
The Statements API from NatWest Group — 4 operation(s) for statements.
NatWest Group Transactions API
The Transactions API from NatWest Group — 3 operation(s) for transactions.
Scroll within the panel for all 21 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
natwest-mcp.yml
MCP SERVERSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for NatWest Group — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 8
Authentication, authorization, and security posture
Scroll within the panel for all 8 ·
Operate 4
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 3
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/natwest · machine-readable index on apis.io