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Nomba

Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border payouts. Their developer platform enables merchants and platforms to integrate card payments, bank transfers, USSD, and QR code payments into applications.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Nomba the way a machine reads it — 68 machine-readable artifacts across 14 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Nomba scores 47.9/100 (developing), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 47.9/100 · developing
Contract Quality 19.7 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.7 / 13
Governance 7.3 / 12
Discoverability 10.0 / 10
Regulatory · Banking & Open Finance 5.6 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Nomba

Each block below is one kind of artifact we hold for Nomba. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 14

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Nomba Checkout SDK

The Nomba Checkout SDK provides pre-built plugins and client libraries for integrating Nomba payment acceptance into websites and mobile applications. It includes an iOS SDK and...

Nomba Accounts API

Endpoints for managing Nomba business accounts, retrieving account details, balances, and terminal assignments.

Nomba Authentication API

Endpoints for obtaining, refreshing, and revoking OAuth2 access tokens used to authenticate requests to all Nomba APIs.

Nomba Card Charge API

Endpoints for submitting card details, processing OTP verification, and managing the card payment flow.

Nomba Checkout Orders API

Endpoints for creating and managing online checkout orders that support multiple payment channels.

Nomba Corridors API

Endpoints for listing supported payout corridors and their configurations.

Nomba Exchange Rates API

Endpoints for fetching and locking live exchange rates for cross-border payouts.

Nomba Order Management API

Endpoints for retrieving order details and managing checkout transactions.

Nomba Payouts API

Endpoints for initiating and tracking cross-border payout transactions.

Nomba Saved Cards API

Endpoints for retrieving and managing customer saved cards.

Nomba Tokenized Cards API

Endpoints for managing and charging tokenized card data for returning customers.

Nomba Transactions API

Endpoints for retrieving transaction history, filtering transactions, and querying transaction details for reconciliation and reporting.

Nomba Transfers API

Endpoints for bank lookups, account verification, and initiating domestic fund transfers to bank accounts and between wallets.

Nomba Virtual Accounts API

Endpoints for creating, fetching, filtering, updating, and expiring virtual bank accounts used for payment collection.

Scroll within the panel for all 14 ·

Open Collections 8

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Nomba Accounts API

OPEN COLLECTION

Nomba Authentication API

OPEN COLLECTION

Nomba Charge API

OPEN COLLECTION

Nomba Global Payout API

OPEN COLLECTION

Nomba Online Checkout API

OPEN COLLECTION

Nomba Transactions API

OPEN COLLECTION

Nomba Transfers API

OPEN COLLECTION

Scroll within the panel for all 8 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Nomba Plans Pricing

1 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Nomba Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Nomba Finops

FINOPS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Nomba Webhook Events

The Nomba Webhooks system delivers real-time event notifications via HTTP POST callbacks when activities occur within a customer account. Events include payment successes and fa...

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Nomba Context

0 classes · 9 properties

JSON-LD

Spectral Rules 2

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Nomba API Rules

7 rules · 1 errors · 5 warnings

SPECTRAL

Nomba API Rules

6 rules · 4 warnings

SPECTRAL

JSON Schema 35

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Account

6 properties

JSON SCHEMA

AccountBalanceResponse

3 properties

JSON SCHEMA

AccountDetailsResponse

3 properties

JSON SCHEMA

Bank

2 properties

JSON SCHEMA

BankAccountLookupResponse

3 properties

JSON SCHEMA

BankListResponse

3 properties

JSON SCHEMA

CardChargeResponse

3 properties

JSON SCHEMA

ChargeResponse

3 properties

JSON SCHEMA

Nomba Checkout Order

9 properties

JSON SCHEMA

CheckoutOrderResponse

3 properties

JSON SCHEMA

Corridor

6 properties

JSON SCHEMA

CorridorListResponse

3 properties

JSON SCHEMA

ErrorResponse

3 properties

JSON SCHEMA

ExchangeRate

4 properties

JSON SCHEMA

ExchangeRateListResponse

3 properties

JSON SCHEMA

OrderDetailsResponse

3 properties

JSON SCHEMA

PayoutRecipient

8 properties

JSON SCHEMA

PayoutResponse

3 properties

JSON SCHEMA

RateLockResponse

3 properties

JSON SCHEMA

SavedCard

6 properties

JSON SCHEMA

SavedCardsResponse

3 properties

JSON SCHEMA

SuccessResponse

2 properties

JSON SCHEMA

Terminal

4 properties

JSON SCHEMA

TerminalsResponse

3 properties

JSON SCHEMA

TokenizedCard

6 properties

JSON SCHEMA

TokenizedCardListResponse

3 properties

JSON SCHEMA

TokenResponse

3 properties

JSON SCHEMA

Nomba Transaction

15 properties

JSON SCHEMA

TransactionListResponse

3 properties

JSON SCHEMA

TransferResponse

3 properties

JSON SCHEMA

Nomba Virtual Account

9 properties

JSON SCHEMA

VirtualAccount

7 properties

JSON SCHEMA

VirtualAccountListResponse

3 properties

JSON SCHEMA

VirtualAccountResponse

3 properties

JSON SCHEMA

Nomba Webhook Event

3 properties

JSON SCHEMA

Scroll within the panel for all 35 ·

JSON Structure 1

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Nomba Structure

0 properties

JSON STRUCTURE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Nomba Authentication

http · 1 scheme

SECURITY

Nomba Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Nomba Agentic Access

32 operations · 20 acting · 1 human-in-the-loop

32 operations · 20 acting

AGENTIC

Resources

Every other property we hold for Nomba — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Access & Security 2

Authentication, authorization, and security posture

Company 3

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/nomba · machine-readable index on apis.io