Nomba
Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, and cross-border payouts. Their developer platform enables merchants and platforms to integrate card payments, bank transfers, USSD, and QR code payments into applications.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Nomba the way a machine reads it — 68 machine-readable artifacts across 14 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Nomba scores 47.9/100 (developing), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
How we profile Nomba
Each block below is one kind of artifact we hold for Nomba. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 14
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Nomba Checkout SDK
The Nomba Checkout SDK provides pre-built plugins and client libraries for integrating Nomba payment acceptance into websites and mobile applications. It includes an iOS SDK and...
Nomba Accounts API
Endpoints for managing Nomba business accounts, retrieving account details, balances, and terminal assignments.
Nomba Authentication API
Endpoints for obtaining, refreshing, and revoking OAuth2 access tokens used to authenticate requests to all Nomba APIs.
Nomba Card Charge API
Endpoints for submitting card details, processing OTP verification, and managing the card payment flow.
Nomba Checkout Orders API
Endpoints for creating and managing online checkout orders that support multiple payment channels.
Nomba Corridors API
Endpoints for listing supported payout corridors and their configurations.
Nomba Exchange Rates API
Endpoints for fetching and locking live exchange rates for cross-border payouts.
Nomba Order Management API
Endpoints for retrieving order details and managing checkout transactions.
Nomba Payouts API
Endpoints for initiating and tracking cross-border payout transactions.
Nomba Saved Cards API
Endpoints for retrieving and managing customer saved cards.
Nomba Tokenized Cards API
Endpoints for managing and charging tokenized card data for returning customers.
Nomba Transactions API
Endpoints for retrieving transaction history, filtering transactions, and querying transaction details for reconciliation and reporting.
Nomba Transfers API
Endpoints for bank lookups, account verification, and initiating domestic fund transfers to bank accounts and between wallets.
Nomba Virtual Accounts API
Endpoints for creating, fetching, filtering, updating, and expiring virtual bank accounts used for payment collection.
Scroll within the panel for all 14 ·
Open Collections 8
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Nomba Accounts API
OPEN COLLECTIONNomba Authentication API
OPEN COLLECTIONNomba Charge API
OPEN COLLECTIONNomba Global Payout API
OPEN COLLECTIONNomba Online Checkout API
OPEN COLLECTIONNomba Transactions API
OPEN COLLECTIONNomba Transfers API
OPEN COLLECTIONNomba Virtual Accounts API
OPEN COLLECTIONScroll within the panel for all 8 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Nomba Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Nomba Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Nomba Finops
FINOPSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Nomba Webhook Events
The Nomba Webhooks system delivers real-time event notifications via HTTP POST callbacks when activities occur within a customer account. Events include payment successes and fa...
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Nomba Context
JSON-LDSpectral Rules 2
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Nomba API Rules
SPECTRALNomba API Rules
SPECTRALJSON Schema 35
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
Account
JSON SCHEMAAccountBalanceResponse
JSON SCHEMAAccountDetailsResponse
JSON SCHEMABank
JSON SCHEMABankAccountLookupResponse
JSON SCHEMABankListResponse
JSON SCHEMACardChargeResponse
JSON SCHEMAChargeResponse
JSON SCHEMANomba Checkout Order
JSON SCHEMACheckoutOrderResponse
JSON SCHEMACorridor
JSON SCHEMACorridorListResponse
JSON SCHEMAErrorResponse
JSON SCHEMAExchangeRate
JSON SCHEMAExchangeRateListResponse
JSON SCHEMAOrderDetailsResponse
JSON SCHEMAPayoutRecipient
JSON SCHEMAPayoutResponse
JSON SCHEMARateLockResponse
JSON SCHEMASavedCard
JSON SCHEMASavedCardsResponse
JSON SCHEMASuccessResponse
JSON SCHEMATerminal
JSON SCHEMATerminalsResponse
JSON SCHEMATokenizedCard
JSON SCHEMATokenizedCardListResponse
JSON SCHEMATokenResponse
JSON SCHEMANomba Transaction
JSON SCHEMATransactionListResponse
JSON SCHEMATransferResponse
JSON SCHEMANomba Virtual Account
JSON SCHEMAVirtualAccount
JSON SCHEMAVirtualAccountListResponse
JSON SCHEMAVirtualAccountResponse
JSON SCHEMANomba Webhook Event
JSON SCHEMAScroll within the panel for all 35 ·
JSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Nomba Structure
JSON STRUCTURESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Nomba — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 5
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 1
Pagination, idempotency, versioning, errors, and events
Access & Security 2
Authentication, authorization, and security posture
Company 3
The organization behind the API
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