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Noyo

Noyo operates benefits data infrastructure that automates the exchange of employee benefits enrollment data between benefits administration platforms, brokers, and insurance carriers. Its APIs let ben-admin platforms connect a group to a carrier, send member snapshots (new hires, qualifying life events, open enrollment, COBRA, terminations), and receive near-real-time, field-level tracking of every change through to carrier confirmation. The Fulfillment API manages groups, connections, employees, dependents, enrollments, plans, renewals and member requests; the Tracking API surfaces differences and discrepancies; the Carrier API exposes carrier network configuration. Noyo standardizes the messy, EDI-heavy world of carrier data exchange behind a modern REST interface with webhooks and a sandbox.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Noyo the way a machine reads it — 68 machine-readable artifacts across 64 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Noyo scores 49.0/100 (developing), with a separate agent-readiness read of 57/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 49.0/100 · developing
Contract Quality 14.2 / 25
Developer Ergonomics 13.9 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Health 8.1 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Noyo

Each block below is one kind of artifact we hold for Noyo. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 64

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Noyo Carrier Mapped Field API

The Carrier Mapped Field API from Noyo — 1 operation(s) for carrier mapped field.

Noyo Carrier Sync API

The Carrier Sync API from Noyo — 2 operation(s) for carrier sync.

Noyo Carriers API

The Carriers API from Noyo — 3 operation(s) for carriers.

Noyo Cases API

The Cases API from Noyo — 1 operation(s) for cases.

Noyo Condition API

The Condition API from Noyo — 3 operation(s) for condition.

Noyo Connection Eligibility API

The Connection Eligibility API from Noyo — 1 operation(s) for connection eligibility.

Noyo Dependent API

The Dependent API from Noyo — 2 operation(s) for dependent.

Noyo Differences API

The Differences API from Noyo — 13 operation(s) for differences.

Noyo Discrepancies API

The Discrepancies API from Noyo — 9 operation(s) for discrepancies.

Noyo Eligibility Rules API

The Eligibility Rules API from Noyo — 1 operation(s) for eligibility rules.

Noyo Employee API

The Employee API from Noyo — 1 operation(s) for employee.

Noyo Export API

The Export API from Noyo — 3 operation(s) for export.

Noyo Feed API

The Feed API from Noyo — 1 operation(s) for feed.

Noyo Feed Run API

The Feed Run API from Noyo — 2 operation(s) for feed run.

Noyo Feed Runs API

The Feed Runs API from Noyo — 1 operation(s) for feed runs.

Noyo Feeds API

The Feeds API from Noyo — 2 operation(s) for feeds.

Noyo Group-Carrier Mapping Info API

The Group-Carrier Mapping Info API from Noyo — 1 operation(s) for group-carrier mapping info.

Noyo Group Collection API

The Group Collection API from Noyo — 1 operation(s) for group collection.

Noyo Group Configuration API

The Group Configuration API from Noyo — 20 operation(s) for group configuration.

Noyo Group Connections API

The Group Connections API from Noyo — 4 operation(s) for group connections.

Noyo Group Coverage Export API

The Group Coverage Export API from Noyo — 4 operation(s) for group coverage export.

Noyo Group Disconnections API

The Group Disconnections API from Noyo — 9 operation(s) for group disconnections.

Noyo Group Mapping API

The Group Mapping API from Noyo — 4 operation(s) for group mapping.

Noyo Group Plans & Enrollment API

The Group Plans & Enrollment API from Noyo — 5 operation(s) for group plans & enrollment.

Noyo GroupDisconnectionBulkRequest API

The GroupDisconnectionBulkRequest API from Noyo — 1 operation(s) for groupdisconnectionbulkrequest.

Noyo Groups API

The Groups API from Noyo — 7 operation(s) for groups.

Noyo Individual Enrollments API

The Individual Enrollments API from Noyo — 5 operation(s) for individual enrollments.

Noyo Issue Persons API

The Issue Persons API from Noyo — 1 operation(s) for issue persons.

Noyo Issues API

The Issues API from Noyo — 6 operation(s) for issues.

Noyo Label API

The Label API from Noyo — 2 operation(s) for label.

Noyo Lookup API

The Lookup API from Noyo — 6 operation(s) for lookup.

Noyo Mapping Operand API

The Mapping Operand API from Noyo — 3 operation(s) for mapping operand.

Noyo Member Premiums API

The Member Premiums API from Noyo — 1 operation(s) for member premiums.

Noyo Member Requests API

The Member Requests API from Noyo — 17 operation(s) for member requests.

Noyo Member Snapshot API

The Member Snapshot API from Noyo — 9 operation(s) for member snapshot.

Noyo Member Snapshot Test Population API

The Member Snapshot Test Population API from Noyo — 2 operation(s) for member snapshot test population.

Noyo Member Snapshot Test Population Employee API

The Member Snapshot Test Population Employee API from Noyo — 2 operation(s) for member snapshot test population employee.

Noyo Member Snapshot Test Report API

The Member Snapshot Test Report API from Noyo — 2 operation(s) for member snapshot test report.

Noyo Member Snapshot Test Result API

The Member Snapshot Test Result API from Noyo — 1 operation(s) for member snapshot test result.

Noyo Member Snapshot Test Results API

The Member Snapshot Test Results API from Noyo — 1 operation(s) for member snapshot test results.

Noyo Member Transaction Labels API

The Member Transaction Labels API from Noyo — 1 operation(s) for member transaction labels.

Noyo Member Transactions API

The Member Transactions API from Noyo — 7 operation(s) for member transactions.

Noyo Partner Document Sources API

The Partner Document Sources API from Noyo — 2 operation(s) for partner document sources.

Noyo Partner Documents API

The Partner Documents API from Noyo — 4 operation(s) for partner documents.

Noyo Person API

The Person API from Noyo — 1 operation(s) for person.

Noyo Ping API

The Ping API from Noyo — 1 operation(s) for ping.

Noyo Plan Mapping Rule API

The Plan Mapping Rule API from Noyo — 3 operation(s) for plan mapping rule.

Noyo Plan Rates API

The Plan Rates API from Noyo — 1 operation(s) for plan rates.

Noyo Platform Account Structure API

The Platform Account Structure API from Noyo — 3 operation(s) for platform account structure.

Noyo Platform Group Structure API

The Platform Group Structure API from Noyo — 1 operation(s) for platform group structure.

Noyo Protected Groups API

The Protected Groups API from Noyo — 1 operation(s) for protected groups.

Noyo Reconcilation Issues API

The Reconcilation Issues API from Noyo — 2 operation(s) for reconcilation issues.

Noyo Reconciliation Issues API

The Reconciliation Issues API from Noyo — 3 operation(s) for reconciliation issues.

Noyo Renewal Decisions API

The Renewal Decisions API from Noyo — 7 operation(s) for renewal decisions.

Noyo RSP (RSP Response) API

The RSP (RSP Response) API from Noyo — 1 operation(s) for rsp (rsp response).

Noyo Rule API

The Rule API from Noyo — 3 operation(s) for rule.

Noyo Rule Set API

The Rule Set API from Noyo — 6 operation(s) for rule set.

Noyo Status Detail API

The Status Detail API from Noyo — 2 operation(s) for status detail.

Noyo Ui API

The Ui API from Noyo — 1 operation(s) for ui.

Noyo Ui Group Connections API

The Ui Group Connections API from Noyo — 2 operation(s) for ui group connections.

Noyo Volley Definitions API

The Volley Definitions API from Noyo — 2 operation(s) for volley definitions.

Noyo Volley Setting API

The Volley Setting API from Noyo — 3 operation(s) for volley setting.

Noyo Volley Steps API

The Volley Steps API from Noyo — 1 operation(s) for volley steps.

Noyo Volleys API

The Volleys API from Noyo — 5 operation(s) for volleys.

Scroll within the panel for all 64 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

noyo-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Noyo Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Noyo Authentication

oauth2 · 2 schemes

SECURITY

Noyo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Every other property we hold for Noyo — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/noyo · machine-readable index on apis.io