Ocrolus
Ocrolus is a fintech document-automation and analytics platform that helps lenders analyze financial documents - bank statements, pay stubs, tax forms and more - with high accuracy. Its API covers Classify, Capture, Detect and Analyze: document classification and data extraction, fraud and authenticity detection, cash-flow analytics, income calculation for mortgage and SMB/consumer lending, business verification, tag management and webhooks. Authentication is OAuth 2.0 client credentials issuing JWT access tokens, over a REST API at api.ocrolus.com.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Ocrolus the way a machine reads it — 24 machine-readable artifacts across 16 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ocrolus scores 63.7/100 (strong), with a separate agent-readiness read of 70/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
How we profile Ocrolus
Each block below is one kind of artifact we hold for Ocrolus. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 16
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Ocrolus Book Commands API
The Book Commands API from Ocrolus — 3 operation(s) for book commands.
Ocrolus Book Queries API
The Book Queries API from Ocrolus — 5 operation(s) for book queries.
Ocrolus Business history API
The Business history API from Ocrolus — 4 operation(s) for business history.
Ocrolus Business Verification (Deprecated) API
The Business Verification (Deprecated) API from Ocrolus — 3 operation(s) for business verification (deprecated).
Ocrolus Capture API
The Capture API from Ocrolus — 7 operation(s) for capture.
Ocrolus Cash Flow Analytics API
The Cash Flow Analytics API from Ocrolus — 10 operation(s) for cash flow analytics.
Ocrolus Detect API
The Detect API from Ocrolus — 4 operation(s) for detect.
Ocrolus Encore API
The Encore API from Ocrolus — 5 operation(s) for encore.
Ocrolus File Uploads API
The File Uploads API from Ocrolus — 7 operation(s) for file uploads.
Ocrolus Income API
The Income API from Ocrolus — 5 operation(s) for income.
Ocrolus Legacy Cash Flow Analytics (Deprecated) API
The Legacy Cash Flow Analytics (Deprecated) API from Ocrolus — 4 operation(s) for legacy cash flow analytics (deprecated).
Ocrolus Oauth API
The Oauth API from Ocrolus — 1 operation(s) for oauth.
Ocrolus Org Level Webhooks API
The Org Level Webhooks API from Ocrolus — 8 operation(s) for org level webhooks.
Ocrolus Tag Management API
The Tag Management API from Ocrolus — 4 operation(s) for tag management.
Ocrolus User management API
The User management API from Ocrolus — 2 operation(s) for user management.
Ocrolus Webhooks API
The Webhooks API from Ocrolus — 4 operation(s) for webhooks.
Scroll within the panel for all 16 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
ocrolus-mcp.yml
MCP SERVERRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Ocrolus Rate Limits
RATE LIMITSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Ocrolus Webhooks
ASYNCAPISecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Ocrolus — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 4
Pagination, idempotency, versioning, errors, and events
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 14
Properties that don't map to a standard resource type
Scroll within the panel for all 14 ·
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