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Ocrolus

Ocrolus is a fintech document-automation and analytics platform that helps lenders analyze financial documents - bank statements, pay stubs, tax forms and more - with high accuracy. Its API covers Classify, Capture, Detect and Analyze: document classification and data extraction, fraud and authenticity detection, cash-flow analytics, income calculation for mortgage and SMB/consumer lending, business verification, tag management and webhooks. Authentication is OAuth 2.0 client credentials issuing JWT access tokens, over a REST API at api.ocrolus.com.

agent native

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Ocrolus the way a machine reads it — 24 machine-readable artifacts across 16 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ocrolus scores 63.7/100 (strong), with a separate agent-readiness read of 70/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 63.7/100 · strong
Contract Quality 16.8 / 25
Developer Ergonomics 14.3 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 9.9 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Insurance 11.7 / 15
Agent readiness — 70/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Ocrolus

Each block below is one kind of artifact we hold for Ocrolus. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 16

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Ocrolus Book Commands API

The Book Commands API from Ocrolus — 3 operation(s) for book commands.

Ocrolus Book Queries API

The Book Queries API from Ocrolus — 5 operation(s) for book queries.

Ocrolus Business history API

The Business history API from Ocrolus — 4 operation(s) for business history.

Ocrolus Business Verification (Deprecated) API

The Business Verification (Deprecated) API from Ocrolus — 3 operation(s) for business verification (deprecated).

Ocrolus Capture API

The Capture API from Ocrolus — 7 operation(s) for capture.

Ocrolus Cash Flow Analytics API

The Cash Flow Analytics API from Ocrolus — 10 operation(s) for cash flow analytics.

Ocrolus Detect API

The Detect API from Ocrolus — 4 operation(s) for detect.

Ocrolus Encore API

The Encore API from Ocrolus — 5 operation(s) for encore.

Ocrolus File Uploads API

The File Uploads API from Ocrolus — 7 operation(s) for file uploads.

Ocrolus Income API

The Income API from Ocrolus — 5 operation(s) for income.

Ocrolus Legacy Cash Flow Analytics (Deprecated) API

The Legacy Cash Flow Analytics (Deprecated) API from Ocrolus — 4 operation(s) for legacy cash flow analytics (deprecated).

Ocrolus Oauth API

The Oauth API from Ocrolus — 1 operation(s) for oauth.

Ocrolus Org Level Webhooks API

The Org Level Webhooks API from Ocrolus — 8 operation(s) for org level webhooks.

Ocrolus Tag Management API

The Tag Management API from Ocrolus — 4 operation(s) for tag management.

Ocrolus User management API

The User management API from Ocrolus — 2 operation(s) for user management.

Ocrolus Webhooks API

The Webhooks API from Ocrolus — 4 operation(s) for webhooks.

Scroll within the panel for all 16 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

ocrolus-mcp.yml

MCP SERVER

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Ocrolus Rate Limits

1 limits

RATE LIMITS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ocrolus Authentication

oauth2 · 1 scheme

SECURITY

Ocrolus Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Ocrolus Vulnerability Disclosure

contact published

SECURITY

Ocrolus Trust Center

SOC 2, ISO 27001, PCI DSS, GDPR, CSA STAR

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Ocrolus Agentic Access

82 operations · 34 acting · 1 human-in-the-loop

82 operations · 34 acting

AGENTIC

Resources

Every other property we hold for Ocrolus — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/ocrolus · machine-readable index on apis.io