Ocrolus
Ocrolus is a fintech document-automation and analytics platform that helps lenders analyze financial documents - bank statements, pay stubs, tax forms and more - with high accuracy. Its API covers Classify, Capture, Detect and Analyze: document classification and data extraction, fraud and authenticity detection, cash-flow analytics, income calculation for mortgage and SMB/consumer lending, business verification, tag management and webhooks. Authentication is OAuth 2.0 client credentials issuing JWT access tokens, over a REST API at api.ocrolus.com.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Ocrolus the way a machine reads it — 56 machine-readable artifacts across 14 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ocrolus scores 57.7/100 (strong), with a separate agent-readiness read of 39/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile Ocrolus
Each block below is one kind of artifact we hold for Ocrolus. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 16
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Ocrolus Book Commands API
The Book Commands API from Ocrolus — 3 operation(s) for book commands.
Ocrolus Book Queries API
The Book Queries API from Ocrolus — 5 operation(s) for book queries.
Ocrolus Business history API
The Business history API from Ocrolus — 4 operation(s) for business history.
Ocrolus Business Verification (Deprecated) API
The Business Verification (Deprecated) API from Ocrolus — 3 operation(s) for business verification (deprecated).
Ocrolus Capture API
The Capture API from Ocrolus — 7 operation(s) for capture.
Ocrolus Cash Flow Analytics API
The Cash Flow Analytics API from Ocrolus — 10 operation(s) for cash flow analytics.
Ocrolus Detect API
The Detect API from Ocrolus — 4 operation(s) for detect.
Ocrolus Encore API
The Encore API from Ocrolus — 5 operation(s) for encore.
Ocrolus File Uploads API
The File Uploads API from Ocrolus — 7 operation(s) for file uploads.
Ocrolus Income API
The Income API from Ocrolus — 5 operation(s) for income.
Ocrolus Legacy Cash Flow Analytics (Deprecated) API
The Legacy Cash Flow Analytics (Deprecated) API from Ocrolus — 4 operation(s) for legacy cash flow analytics (deprecated).
Ocrolus Oauth API
The Oauth API from Ocrolus — 1 operation(s) for oauth.
Ocrolus Org Level Webhooks API
The Org Level Webhooks API from Ocrolus — 8 operation(s) for org level webhooks.
Ocrolus Tag Management API
The Tag Management API from Ocrolus — 4 operation(s) for tag management.
Ocrolus User management API
The User management API from Ocrolus — 2 operation(s) for user management.
Ocrolus Webhooks API
The Webhooks API from Ocrolus — 4 operation(s) for webhooks.
Scroll within the panel for all 16 ·
Postman Collections 16
A runnable collection turns the contract into something a developer can execute in seconds. We profile them because the fastest way to trust an API is to make a real call against it.
Ready-to-run Postman collections for exercising this provider's APIs.
Scroll within the panel for all 16 ·
Open Collections 17
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONAccount Level Webhooks Book Commands API
OPEN COLLECTIONAccount Level Webhooks Book Commands Book Queries API
OPEN COLLECTIONAccount Level Webhooks Book Commands Business history API
OPEN COLLECTIONAccount Level Webhooks Book Commands Capture API
OPEN COLLECTIONAccount Level Webhooks Book Commands Cash Flow Analytics API
OPEN COLLECTIONAccount Level Webhooks Book Commands Detect API
OPEN COLLECTIONAccount Level Webhooks Book Commands Encore API
OPEN COLLECTIONAccount Level Webhooks Book Commands File Uploads API
OPEN COLLECTIONAccount Level Webhooks Book Commands Income API
OPEN COLLECTIONAccount Level Webhooks Book Commands Oauth API
OPEN COLLECTIONAccount Level Webhooks Book Commands Org Level Webhooks API
OPEN COLLECTIONAccount Level Webhooks Book Commands Tag Management API
OPEN COLLECTIONAccount Level Webhooks Book Commands User management API
OPEN COLLECTIONAccount Level Book Commands Webhooks API
OPEN COLLECTIONScroll within the panel for all 17 ·
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Ocrolus Rate Limits
RATE LIMITSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Ocrolus Webhooks
ASYNCAPISecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Ocrolus — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 4
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 14
Properties that don't map to a standard resource type
Scroll within the panel for all 14 ·
← All providers · Data indexed from github.com/api-evangelist/ocrolus · machine-readable index on apis.io
This is an independent, third-party profile of Ocrolus, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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