Onafriq
Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Uganda, the DRC, and the UK. Founded by CEO Dare Okoudjou, Onafriq operates what it calls "Africa's largest digital payments gateway" — a network of networks connecting roughly one billion mobile money wallets and 500 million bank accounts across 40+ African countries through 2,000+ cross-border corridors. The platform exposes a REST API surface for partners including Money Transfer Organizations (MTOs), Mobile Network Operators (MNOs), banks, NGOs, governments, and enterprises. Core developer products include Async Payouts (the recommended path for MTOs and bulk disbursement partners, with webhook-based status updates), Sync Payouts (custom-built for MNOs requiring synchronous responses), Sync Bank Transfers, Collections APIs (Payins) for receiving funds from cards, cash agents, and mobile wallets, a Contacts API for managing payer/payee records, a Get Rates API for daily foreign exchange rates, and Async Webhooks for Instant Payment Notifications. Two distinct portal endpoints serve domestic (api.mfsafrica.com/api) and cross-border (mfsafrica.beyonicpartners.com/api) workloads. Beyond cross-border remittance and disbursement, Onafriq operates Baxi — a Nigerian agent banking network of 460,000+ agents across all 36 states with its own Virtual Account, Fingerprint, and Account Debit APIs — plus card issuance and processing for physical/virtual prepaid programs and multi-currency treasury services. Onafriq has raised $200M+ in Series C funding from Vitruvian Partners, AXA Investment Managers, and Goodwell, and holds 16 payment licenses including FSC (Mauritius) and FCA (UK) authorization. The legacy MFS Africa developer hub (developer.mfsafrica.com) remains the canonical reference documentation, with a newer developers.onafriq.com portal reflecting the post-rebrand identity.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Onafriq the way a machine reads it — 11 machine-readable artifacts across 9 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Onafriq scores 16.3/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Onafriq
Each block below is one kind of artifact we hold for Onafriq. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 9
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Onafriq Async Payouts API
Asynchronous payouts designed for Money Transfer Organizations (MTOs) and disbursement partners. Partners create payments to mobile money wallets, cash pickup points, and bank a...
Onafriq Sync Payouts API
Synchronous payouts custom-built for Mobile Network Operators (MNOs) and partners that require synchronous responses. Transaction results are returned within seconds as a respon...
Onafriq Sync Bank Transfers API
Synchronous bank transfer API for sending funds directly to bank accounts across the Onafriq network with real-time response semantics.
Onafriq Collections API
Collections (Payins) API for receiving funds from customers across cards, cash agent networks, and mobile money wallets. Supports merchant-pull and subscriber-initiated models w...
Onafriq Get Rates API
Programmatic access to daily foreign-exchange rates used by the Onafriq network so partners can price cross-border transactions and perform pre-trade quoting before submitting a...
Onafriq Async Webhooks API
Instant Payment Notification (IPN) webhooks delivered asynchronously to partner endpoints as transaction state changes — used in combination with the Async Payouts and Async Col...
Onafriq Contacts API
Contacts API for adding and retrieving customer (payer / payee) records used across Payins, Payouts, and reconciliation workflows on the Enterprise Platform.
Baxi Agent Banking API
Onafriq's Nigerian agent-banking platform (Baxi) exposes Virtual Account, Fingerprint (POS biometric activation), and Account Debit (cardless cash-out) APIs spanning a 460,000+ ...
Onafriq Card Issuance API
Card issuance and processing platform for partners launching physical and virtual prepaid card programs, including Visa virtual card creation, lifecycle management, and globally...
Scroll within the panel for all 9 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Onafriq — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 6
Reference material describing how the API behaves
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Company 6
The organization behind the API
Other 5
Properties that don't map to a standard resource type
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