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PagSeguro / PagBank website screenshot

PagSeguro / PagBank

PagSeguro (operating consumer-facing under the PagBank brand) is one of Brazil's largest payment processors and digital-banking platforms. Originally spun out of UOL (Universo Online) and listed on the NYSE under PAGS, the company offers an end-to-end financial stack covering online payments, in-person card acceptance via the Moderninha and Minizinha terminal families, Pix instant payments, boleto, credit and debit cards, recurring subscriptions, marketplace split, payouts, account-as-a-service, and a digital bank with cards, credit, and investments. Its developer portal at developer.pagbank.com.br exposes a REST API surface (Orders, Charges, Public Keys, Checkout, Recurring, Connect/OAuth, Account Registration, EDI, Webhooks) backed by official SDKs in PHP, Java, Ruby, and .NET, plus WooCommerce, Magento/Adobe Commerce, and PrestaShop plugins.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles PagSeguro / PagBank the way a machine reads it — 40 machine-readable artifacts across 33 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — PagSeguro / PagBank scores 40.6/100 (thin), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 40.6/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 8.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 7.9 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Regulatory · Banking & Open Finance 3.9 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile PagSeguro / PagBank

Each block below is one kind of artifact we hold for PagSeguro / PagBank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 33

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

PagBank Orders API

Core REST surface for creating and managing orders and their associated charges across credit card, debit card with 3DS, boleto, and Pix. Covers capture, cancel, refund, fees re...

PagBank Checkout & Payment Link API

Hosted checkout and shareable payment-link generation. Merchants create, activate, deactivate, and retrieve checkouts; PagBank renders the UI, handles payment-method selection a...

PagBank Public Keys API

Issues the public keys used for client-side card encryption in PagBank's transparent checkout. Lets merchants tokenise card data in the browser so raw PAN never reaches their se...

PagBank Recurring / Subscriptions API

Recurring-billing surface with plans, subscribers, subscriptions, invoices, coupons, refunds, and retry management. Supports activate, suspend, cancel, and per-subscriber paymen...

PagBank Pix API

Pix (Brazilian Central Bank instant-payment rail) charge creation and collection. Supports QR-code generation, due-date Pix (Pix Cobrança), and payment status retrieval, integra...

PagBank Boleto API

Boleto Bancário issuance and collection. Generates a printable / scannable boleto tied to an Order, with status callbacks once the buyer pays at a bank, lottery house, or via in...

PagBank Marketplace / Split API

Payment-division (split) settlement for marketplaces and platforms. Splits a single charge across multiple receivers (with optional custody / release control) so each seller is ...

PagBank Connect / OAuth API

OAuth-style authorisation surface that lets a third-party application act on behalf of a PagBank account holder. Includes SMS and challenge verification, access-token issuance, ...

PagBank Account Registration API

Lets PagBank partners create and query merchant accounts on behalf of third parties — the on-ramp for platforms that want to onboard sub-merchants into the PagBank ecosystem.

PagBank EDI API

Electronic Data Interchange surface for downloading transaction and settlement statements for reconciliation — a structured replacement for manual CSV/PDF statement processing.

PagBank Digital Certificate (mTLS) API

Issues digital certificates for mTLS authentication, layered on top of bearer-token auth for higher-trust integrations and sensitive payouts / Pix Bacen flows.

PagBank Webhooks / Notifications

Event-driven notifications for order, charge, subscription, refund, and checkout state changes. Webhooks are signed so receivers can verify authenticity end-to-end.

PagSeguro PHP SDK

Official PHP integration library for PagSeguro / PagBank.

PagSeguro Java SDK

Official Java integration library for PagSeguro / PagBank.

PagSeguro Ruby SDK

Official Ruby integration library for PagSeguro / PagBank.

PagSeguro .NET SDK

Official .NET / C# integration library for PagSeguro / PagBank.

PagBank PlugPag (Terminal Integration)

Bluetooth / Android terminal integration for PagBank's Moderninha and Minizinha card readers, enabling third-party apps to drive in-person card and Pix payments on PagBank hardw...

PagBank PlugPagServiceWrapper

Android service wrapper for integrating with the Moderninha / Minizinha terminal family — the official higher-level SDK on top of PlugPag.

PagBank for WooCommerce

Official WooCommerce plugin embedding PagBank checkout, Pix, boleto, and card payments in WordPress storefronts.

PagBank Payment for Magento / Adobe Commerce

Official Magento 2 / Adobe Commerce payment module for PagBank.

PagSeguro PrestaShop Module

Official PrestaShop transparent-checkout integration module for PagSeguro / PagBank.

PagSeguro / PagBank Accounts API

The Accounts API from PagSeguro / PagBank — 2 operation(s) for accounts.

PagSeguro / PagBank Charges API

The Charges API from PagSeguro / PagBank — 4 operation(s) for charges.

PagSeguro / PagBank Checkout API

The Checkout API from PagSeguro / PagBank — 4 operation(s) for checkout.

PagSeguro / PagBank Connect API

The Connect API from PagSeguro / PagBank — 6 operation(s) for connect.

PagSeguro / PagBank Coupons API

The Coupons API from PagSeguro / PagBank — 2 operation(s) for coupons.

PagSeguro / PagBank Invoices API

The Invoices API from PagSeguro / PagBank — 2 operation(s) for invoices.

PagSeguro / PagBank Orders API

The Orders API from PagSeguro / PagBank — 2 operation(s) for orders.

PagSeguro / PagBank Plans API

The Plans API from PagSeguro / PagBank — 4 operation(s) for plans.

PagSeguro / PagBank PublicKeys API

The PublicKeys API from PagSeguro / PagBank — 2 operation(s) for publickeys.

PagSeguro / PagBank Refunds API

The Refunds API from PagSeguro / PagBank — 2 operation(s) for refunds.

PagSeguro / PagBank Subscribers API

The Subscribers API from PagSeguro / PagBank — 3 operation(s) for subscribers.

PagSeguro / PagBank Subscriptions API

The Subscriptions API from PagSeguro / PagBank — 5 operation(s) for subscriptions.

Scroll within the panel for all 33 ·

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Pagseguro Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pagseguro Authentication

http · 1 scheme

SECURITY

Pagseguro Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Pagseguro Agentic Access

47 operations · 27 acting · 1 human-in-the-loop

47 operations · 27 acting

AGENTIC

Resources

Every other property we hold for PagSeguro / PagBank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Other 2

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/pagseguro · machine-readable index on apis.io