Palla
Palla Financial is a fintech infrastructure company that powers instant cross-border peer-to-peer (P2P) money transfers to 180+ countries. The Palla Platform Partner API lets trusted partners embed transfers into their own apps: exchange partner client credentials for a user-scoped Bearer token, then create and manage a user's Account, encrypted Payment Methods, relationship Links, Relationships, and Transfers, with server-to-server transfer callbacks. Palla also ships embeddable UI (Embed, Checkout, Redirect) and a JavaScript Web SDK, with PCI-scoped card storage plus KYC, OFAC, card verification, fraud prevention, and transaction monitoring built in. Backed by Cowboy Ventures.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Palla the way a machine reads it — 20 machine-readable artifacts across 7 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Palla scores 36.9/100 (thin), with a separate agent-readiness read of 32/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Put this on your own site. The badge is drawn live from Palla's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.
<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/palla/"
title="Palla on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/palla.svg"
alt="Palla Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/palla/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/palla/"
title="Palla on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/palla/card.svg"
alt="Palla Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Palla
Each block below is one kind of artifact we hold for Palla. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 7
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Palla Accounts API
An Account belongs to a User authorized to use Palla.
Palla Auth API
Authentication endpoints return tokens for user access.
Palla Health API
Service health.
Palla Links API
A Link is a unique URL belonging to an Account, used to create Relationships.
Palla Payment Methods API
Payment Methods are used to send and/or receive Transfers.
Palla Relationships API
A Relationship is the connection between two Accounts.
Palla Transfers API
A Transfer is a record of funds sent to a Relationship.
Scroll within the panel for all 7 ·
Open Collections 8
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONPalla Platform Partner Accounts API
OPEN COLLECTIONPalla Platform Partner Accounts Auth API
OPEN COLLECTIONPalla Platform Partner Accounts Health API
OPEN COLLECTIONPalla Platform Partner Accounts Links API
OPEN COLLECTIONPalla Platform Partner Accounts Payment Methods API
OPEN COLLECTIONPalla Platform Partner Accounts Relationships API
OPEN COLLECTIONPalla Platform Partner Accounts Transfers API
OPEN COLLECTIONScroll within the panel for all 8 ·
Event Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Palla Webhooks
ASYNCAPISecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Palla — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 8
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 8 ·
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/palla · machine-readable index on apis.io
This is an independent, third-party profile of Palla, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.