Paragon Bank
Paragon Bank PLC is a UK specialist lender and retail savings bank, the principal banking subsidiary of Paragon Banking Group PLC (LSE: PAG), a FTSE 250 company founded in 1985 and headquartered in Solihull, West Midlands. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number 604551, company number 05390593), Paragon offers fixed-rate and easy-access savings accounts and cash ISAs alongside buy-to-let and residential mortgages, second-charge mortgages, development finance, motor finance, and asset and commercial lending. As a savings-and-lending institution rather than a personal current account provider, Paragon is not one of the CMA9 and publishes no public developer portal or Open Banking API surface of its own - its accounts are reachable to third parties only through account-information aggregators. This profile represents the UK Open Banking Implementation Entity (OBIE) standard - the PSD2 Open Data reference APIs and the FAPI-secured Read/Write family (Account and Transaction Information, Payment Initiation, Confirmation of Funds) - captured verbatim as the shared industry standard and clearly labelled as unverified for this bank; no Paragon-hosted endpoint was confirmed at profiling time.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Paragon Bank the way a machine reads it — 40 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Paragon Bank scores 34.2/100 (thin), with a separate agent-readiness read of 38/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile Paragon Bank
Each block below is one kind of artifact we hold for Paragon Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 34
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Paragon Bank Account Access Consents API
The Account Access Consents API from Paragon Bank — 2 operation(s) for account access consents.
Paragon Bank Accounts API
The Accounts API from Paragon Bank — 2 operation(s) for accounts.
Paragon Bank ATM API
Endpoint for getting ATM data
Paragon Bank Balances API
The Balances API from Paragon Bank — 2 operation(s) for balances.
Paragon Bank BCA API
Endpoint for getting Business Current Account data
Paragon Bank Beneficiaries API
The Beneficiaries API from Paragon Bank — 2 operation(s) for beneficiaries.
Paragon Bank Branch API
Endpoint for getting Branch data
Paragon Bank CCC API
Endpoint for getting Commercial Credit Card data
Paragon Bank Direct Debits API
The Direct Debits API from Paragon Bank — 2 operation(s) for direct debits.
Paragon Bank Domestic Payment Consents API
The Domestic Payment Consents API from Paragon Bank — 3 operation(s) for domestic payment consents.
Paragon Bank Domestic Payments API
The Domestic Payments API from Paragon Bank — 3 operation(s) for domestic payments.
Paragon Bank Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Paragon Bank — 2 operation(s) for domestic scheduled payment consents.
Paragon Bank Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Paragon Bank — 3 operation(s) for domestic scheduled payments.
Paragon Bank Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Paragon Bank — 2 operation(s) for domestic standing order consents.
Paragon Bank Domestic Standing Orders API
The Domestic Standing Orders API from Paragon Bank — 3 operation(s) for domestic standing orders.
Paragon Bank File Payment Consents API
The File Payment Consents API from Paragon Bank — 3 operation(s) for file payment consents.
Paragon Bank File Payments API
The File Payments API from Paragon Bank — 4 operation(s) for file payments.
Paragon Bank Funds Confirmation Consents API
The Funds Confirmation Consents API from Paragon Bank — 2 operation(s) for funds confirmation consents.
Paragon Bank Funds Confirmations API
The Funds Confirmations API from Paragon Bank — 1 operation(s) for funds confirmations.
Paragon Bank International Payment Consents API
The International Payment Consents API from Paragon Bank — 3 operation(s) for international payment consents.
Paragon Bank International Payments API
The International Payments API from Paragon Bank — 3 operation(s) for international payments.
Paragon Bank International Scheduled Payments API
The International Scheduled Payments API from Paragon Bank — 3 operation(s) for international scheduled payments.
Paragon Bank International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Paragon Bank — 3 operation(s) for international scheduled payments consents.
Paragon Bank International Standing Orders API
The International Standing Orders API from Paragon Bank — 3 operation(s) for international standing orders.
Paragon Bank International Standing Orders Consents API
The International Standing Orders Consents API from Paragon Bank — 2 operation(s) for international standing orders consents.
Paragon Bank Offers API
The Offers API from Paragon Bank — 2 operation(s) for offers.
Paragon Bank Parties API
The Parties API from Paragon Bank — 3 operation(s) for parties.
Paragon Bank PCA API
Endpoint for getting Personal Current Account data
Paragon Bank Products API
The Products API from Paragon Bank — 2 operation(s) for products.
Paragon Bank Scheduled Payments API
The Scheduled Payments API from Paragon Bank — 2 operation(s) for scheduled payments.
Paragon Bank SME API
Endpoint for getting Unsecured SME Loan data
Paragon Bank Standing Orders API
The Standing Orders API from Paragon Bank — 2 operation(s) for standing orders.
Paragon Bank Statements API
The Statements API from Paragon Bank — 5 operation(s) for statements.
Paragon Bank Transactions API
The Transactions API from Paragon Bank — 2 operation(s) for transactions.
Scroll within the panel for all 34 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Open Data API
OPEN COLLECTIONMCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
Paragon Bank MCP Server
MCP SERVERSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Paragon Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 5
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/paragon-bank · machine-readable index on apis.io
This is an independent, third-party profile of Paragon Bank, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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