PayNearMe
PayNearMe is a modern payments platform that helps businesses accept, disburse, and manage payments across cash, card, ACH, digital wallets and pay-by-bank while lowering the total cost of acceptance by increasing acceptance rates, driving self-service, and simplifying payment exceptions. It is best known for its cash-at-retail network of 62,000+ locations (7-Eleven, CVS, Walmart, Walgreens, Kroger, Casey's, Family Dollar, Dollar General and more) alongside a full electronic billing and payments stack. PayNearMe serves auto and consumer lending, credit unions, iGaming and sports betting, buy-here-pay-here dealers, tolling, mortgage servicing, and law firms, and integrates with merchant loan-management and dealer platforms through server-to-server callbacks (webhooks) and a partner API. This profile was added to the API Evangelist network from a VC portfolio lead and enriched from PayNearMe's public developer, security, and integration surface.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles PayNearMe the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — PayNearMe scores 29.6/100 (emerging), with a separate agent-readiness read of 6/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile PayNearMe
Each block below is one kind of artifact we hold for PayNearMe. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Event Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Paynearme Callbacks Webhooks
ASYNCAPISecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for PayNearMe — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Design & Contract 2
Pagination, idempotency, versioning, errors, and events
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/paynearme · machine-readable index on apis.io