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Paysend

Paysend is a London-headquartered global fintech, founded in 2017, building a cross-border digital payments network that moves money to bank accounts, cards, and wallets across 170+ countries in 40+ currencies for more than 11 million consumers and a growing base of enterprise clients. Alongside its consumer money-transfer app, Paysend operates Paysend Enterprise, a business-facing payments platform whose developer surface is a single Payout API: one integration disburses funds worldwide to cards and accounts, with FX rate lookups, bank and card tokenization utilities, partner statements, and balance queries. The API is a partner-provisioned, enterprise integration (United Kingdom home market) rather than a fully public self-serve product — authentication is API key plus HMAC digital signature (X-OPP-Signature), requests are idempotent via a request id and date, and payout status is delivered through configurable webhook notifications. Paysend documents this surface openly on a Docusaurus developer portal with a sandbox mock service, but does not publish a downloadable OpenAPI/Swagger definition or a public base URL.

agent aware

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Paysend the way a machine reads it — 5 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Paysend scores 36.1/100 (thin), with a separate agent-readiness read of 43/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 36.1/100 · thin
Contract Quality 5.7 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 3.7 / 20
Operational Transparency 1.7 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Regulatory · Payments 8.5 / 15
Agent readiness — 43/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Paysend

Each block below is one kind of artifact we hold for Paysend. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Paysend Enterprise Payout API

Paysend Enterprise's single Payout API disburses funds worldwide to cards and bank accounts through the Paysend payments network. A multi-task POST /processing endpoint carries ...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

paysend-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Paysend Authentication

apiKey/hmac-signature · 2 schemes

SECURITY

Paysend Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Every other property we hold for Paysend — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/paysend · machine-readable index on apis.io