Pie Insurance
Pie Insurance is a Washington, DC and Denver-based insurtech founded in May 2017 that makes commercial insurance for small businesses, with workers' compensation as its flagship line. Pie underwrites its own workers' comp through The Pie Insurance Company (NAIC 21857) — the carrier formerly known as Pie Casualty Insurance Company, which Pie acquired as Western Select Insurance Company in 2021 and took full-stack in February 2023 with an A- (Excellent) rating from AM Best. In addition to workers' comp, Pie offers business owners policy (BOP), commercial auto, general liability, professional liability, and errors and omissions through partner carriers. The product is sold both direct-to-business and through a partner network of 4,000+ independent insurance agencies, who quote, bind, and service policies via the Pie agency portal and the Pie Partner API. The Partner API (api.post-prod.pieinsurance.com, REST/JSON, documented with OpenAPI 3.0.4) exposes class-code search, eligibility questions, appetite checks, price indications, full bindable quotes, quote documents, and quote PDF retrieval so agency management systems and partner platforms can embed the Pie workers' comp experience without redirecting users off-platform. Coverage is available in 39 states plus DC; 73% of submissions are auto-decided and average quote time is roughly three minutes. The company has raised approximately $621M across Seed through Series D from investors including Allianz X, SVB Capital, Greycroft, Aspect Ventures, and Elefund. CEO and co-founder is John Swigart. The Pie Partner API is the public developer surface; there is no broader open-source SDK or GitHub organization.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Pie Insurance the way a machine reads it — 24 machine-readable artifacts across 7 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Pie Insurance scores 35.2/100 (thin), with a separate agent-readiness read of 41/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Pie Insurance
Each block below is one kind of artifact we hold for Pie Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 7
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Pie Insurance Appetite API
The Appetite API from Pie Insurance — 1 operation(s) for appetite.
Pie Insurance ClassCodeSearch API
The ClassCodeSearch API from Pie Insurance — 1 operation(s) for classcodesearch.
Pie Insurance Eligibility API
The Eligibility API from Pie Insurance — 1 operation(s) for eligibility.
Pie Insurance PriceIndication API
The PriceIndication API from Pie Insurance — 2 operation(s) for priceindication.
Pie Insurance QuoteDocument API
The QuoteDocument API from Pie Insurance — 1 operation(s) for quotedocument.
Pie Insurance QuotePdf API
The QuotePdf API from Pie Insurance — 1 operation(s) for quotepdf.
Pie Insurance Quotes API
The Quotes API from Pie Insurance — 2 operation(s) for quotes.
Scroll within the panel for all 7 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Pie Insurance Quote Api
OPEN COLLECTIONFeatures 13
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
Scroll within the panel for all 13 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Pie Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Access & Security 2
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 8
The organization behind the API
Scroll within the panel for all 8 ·
Other 7
Properties that don't map to a standard resource type
Scroll within the panel for all 7 ·
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