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Pie Insurance website screenshot

Pie Insurance

Pie Insurance is a Washington, DC and Denver-based insurtech founded in May 2017 that makes commercial insurance for small businesses, with workers' compensation as its flagship line. Pie underwrites its own workers' comp through The Pie Insurance Company (NAIC 21857) — the carrier formerly known as Pie Casualty Insurance Company, which Pie acquired as Western Select Insurance Company in 2021 and took full-stack in February 2023 with an A- (Excellent) rating from AM Best. In addition to workers' comp, Pie offers business owners policy (BOP), commercial auto, general liability, professional liability, and errors and omissions through partner carriers. The product is sold both direct-to-business and through a partner network of 4,000+ independent insurance agencies, who quote, bind, and service policies via the Pie agency portal and the Pie Partner API. The Partner API (api.post-prod.pieinsurance.com, REST/JSON, documented with OpenAPI 3.0.4) exposes class-code search, eligibility questions, appetite checks, price indications, full bindable quotes, quote documents, and quote PDF retrieval so agency management systems and partner platforms can embed the Pie workers' comp experience without redirecting users off-platform. Coverage is available in 39 states plus DC; 73% of submissions are auto-decided and average quote time is roughly three minutes. The company has raised approximately $621M across Seed through Series D from investors including Allianz X, SVB Capital, Greycroft, Aspect Ventures, and Elefund. CEO and co-founder is John Swigart. The Pie Partner API is the public developer surface; there is no broader open-source SDK or GitHub organization.

agent aware

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Pie Insurance the way a machine reads it — 33 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Pie Insurance scores 27.1/100 (thin), with a separate agent-readiness read of 28/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Pie Insurance Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Pie Insurance's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/pie-insurance/"
   title="Pie Insurance on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/pie-insurance.svg"
       alt="Pie Insurance Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Pie Insurance

Each block below is one kind of artifact we hold for Pie Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 8

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Pie Insurance Appetite API

The Appetite API from Pie Insurance — 1 operation(s) for appetite.

Pie Insurance ClassCodeSearch API

The ClassCodeSearch API from Pie Insurance — 1 operation(s) for classcodesearch.

Pie Insurance Eligibility API

The Eligibility API from Pie Insurance — 1 operation(s) for eligibility.

Pie Insurance PriceIndication API

The PriceIndication API from Pie Insurance — 2 operation(s) for priceindication.

Pie Insurance QuoteDocument API

The QuoteDocument API from Pie Insurance — 1 operation(s) for quotedocument.

Pie Insurance QuotePdf API

The QuotePdf API from Pie Insurance — 1 operation(s) for quotepdf.

Pie Insurance Quotes API

The Quotes API from Pie Insurance — 2 operation(s) for quotes.

Pie Insurance Partner API

REST API for approved partners to access Pie Insurance workers compensation quoting and binding workflows. Supports appetite checking, price indication, quote submission, docume...

Scroll within the panel for all 8 ·

Open Collections 9

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scroll within the panel for all 9 ·

Features 13

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Workers' compensation insurance for small business across 39 states + DC
In-house carrier — The Pie Insurance Company (NAIC 21857), A- (Excellent) AM Best
Direct-to-business and 4,000+ partner agencies
Average quote time roughly three minutes; up to 30% savings vs. comparable carriers
73% of submissions auto-decided; 70% of NCCI class codes in appetite
REST/JSON Partner API documented with OpenAPI 3.0.4 (Swagger UI hosted)
Class-code search and state-by-state appetite endpoints
Eligibility questions endpoint keyed off agency state + class code
Price indication endpoint for fast, non-binding pricing
Full quote lifecycle (create, retrieve, update) with bindable output
Quote document upload and quote PDF retrieval endpoints
Built-in support for prior-carrier history, experience modification, and officer exclusions
Business owners policy, commercial auto, general liability, professional liability, and E&O via partner carriers

Scroll within the panel for all 13 ·

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pie Insurance Authentication

http · 1 scheme

SECURITY

Pie Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Pie Insurance Agentic Access

11 operations · 7 acting

11 operations · 7 acting

AGENTIC

Resources

Every other property we hold for Pie Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/pie-insurance · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Pie Insurance, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.