PiggyVest
PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ registered users as of 2026. Founded in January 2016 by Somto Ifezue, Odunayo Eweniyi, and Joshua Chibueze as Piggybank.ng and rebranded to PiggyVest in April 2019, the company digitizes the traditional Nigerian "kolo" piggy-bank, layering automated savings, fixed-term safe-locks, naira and dollar wallets, and curated investments on top of licensed banking partners (originally United Bank for Africa) and a PCI-DSS-compliant payment stack. The consumer product family includes Piggybank (automated daily/weekly/monthly savings), SafeLock (fixed-tenor savings with up-front interest), Target Savings (goal-based saving, solo or group), Flex Naira (flexible wallet with free transfers), Flex Dollar / SafeLock Dollar (USD savings), HouseMoney (rent wallet), Investify (curated investment opportunities), GetIT (lifestyle purchase plans), Piggy Points (rewards), and an Accountability Partner feature, all delivered through iOS, Android, and web apps published by Piggytech Global. On the developer side, PiggyVest operates a separate B2B brand — PiggyVest Business — at piggyvest.business and exposes the PiggyVest Business API at api.piggyvest.business, documented at www.piggyvestbusiness.com/docs. The Business API is a Bearer-token authenticated REST API (secret key in Authorization header) covering customer creation and retrieval, customer wallets (create / retrieve / list, accrued-interest tracking, reserved account numbers, funding accounts), wallet-to-wallet and bank transfers (with name inquiry and bank lookup), transactions (status, history, T+1 settlement), scheduled payments (create / cancel / reactivate), webhooks for real-time event notifications, and a "Pay with Pocket" SDK / hosted-checkout integration that lets merchants accept payments funded from a Piggyvest user's Pocket balance. Default rate limits are approximately 100 requests per minute. No public OpenAPI specification, official SDK packages, or open-source client libraries are currently published; access is gated by signing up for a PiggyVest Business dashboard account. Alongside the API, PiggyVest Business offers Invoicing, Customizable Accounts, Business Safelock, Investify for Business, and business savings earning up to 18% per annum. Public engineering presence is limited — the Piggytech Global GitHub org (github.com/PiggyTech) hosts a small set of community wrappers (react-paystack, Smile Identity Node.js and React Native wrappers) and the consumer brand maintains a static piggyvest.github.io site, but there is no developer org publishing official Piggyvest Business SDKs.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles PiggyVest the way a machine reads it — 2 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — PiggyVest scores 19.9/100 (emerging), with a separate agent-readiness read of 10/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile PiggyVest
Each block below is one kind of artifact we hold for PiggyVest. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 1
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
PiggyVest Business API
The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that lets Nigerian businesses programmatically create and manage customers, ...
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for PiggyVest — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 5
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 9
The organization behind the API
Scroll within the panel for all 9 ·
Other 24
Properties that don't map to a standard resource type
Scroll within the panel for all 24 ·
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