Pliant
Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) infrastructure for banks and platforms. Its Pro API lets customers programmatically issue physical, virtual, single-use and specialized cards (travel, fleet, benefits, insurance-claim), apply card controls and advanced limits, retrieve transactions and accounting data, manage receipts, projects, teams and statements, and subscribe to real-time callbacks. Pliant is PCI DSS certified, ISO/IEC 27001:2022 certified and holds an EU e-money license, with customers including BMW, Decathlon, Deutsche Telekom and Commerzbank.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Pliant the way a machine reads it — 26 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Pliant scores 56.3/100 (strong), with a separate agent-readiness read of 41/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-10-17 · rubric v0.24.0
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How we profile Pliant
Each block below is one kind of artifact we hold for Pliant. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 19
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Pliant Account Entries API
This tag is for operations related to account entries
Pliant Accounting Projects API
This tag is for operations related to accounting projects
Pliant Accounting Teams API
This tag is for operations related to accounting teams
Pliant Accounting Transactions API
This tag is for operations related to accounting transactions
Pliant Callbacks API
This tag is for operations related to callbacks
Pliant Card Accounts API
This tag is for operations related to card accounts
Pliant Card Controls API
This tag is for operations related to card controls
Pliant Card Copilots API
This tag is for operations related to card copilots
Pliant Card Sensitive Data API
This tag is for operations related to card sensitive data
Pliant Cardholders API
This tag is for operations related to cardholders
Pliant Cards API
This tag is for operations related to cards
Pliant Custom Fields API
This tag is for operations related to custom fields
Pliant Organizations API
This tag is for operations related to organizations
Pliant Payments API
This tag is for operations related to payments
Pliant Receipt Automatching API
This tag is for operations related to receipt automatching
Pliant Receipts API
This tag is for operations related to receipts
Pliant Statements API
This tag is for operations related to statements
Pliant Test Data Generator (Sandbox-only) API
This tag is for operations related to test data generation
Pliant Transactions API
This tag is for operations related to transactions
Scroll within the panel for all 19 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
Pliant MCP Server
Pliant publishes an official hosted/remote MCP server for the Pro API (Customer). It exposes direct API access to Pliant Pro API functionality, documentation search, real-time d...
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Pliant Callbacks Webhooks
ASYNCAPISpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Pliant API Rules
SPECTRALSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Pliant — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 10
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 10 ·
Access & Security 6
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/pliant · machine-readable index on apis.io
This is an independent, third-party profile of Pliant, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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