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PPL

PPL (Placing Platform Limited) is the London Market's not-for-profit electronic placing platform, incorporated in England and Wales in 2013 and trading since the first risk was bound on the platform in July 2016. Owned collectively by the market it serves, PPL lets brokers and carriers quote, negotiate, bind and renew open-market (re)insurance risks electronically across almost all classes of business written in London, and is used by roughly 200 carriers and 200 broking firms. It is market infrastructure rather than a carrier or a broker - it writes no insurance and carries no risk - and it is one of the accredited placing platforms underpinning Lloyd's Blueprint Two, generating the Core Data Record for bound business. Its API posture is unusual for insurance and genuinely good: the PPL Next Gen API Developer Portal at developer.pplnextgen.com is publicly readable and publishes a real API catalogue of five REST collections - Organisations, Placements, Submissions, Documents and Events - each with a downloadable OpenAPI 3.0 document and a Postman collection, built on REST standards and the ACORD GRLC (Global Reinsurance and Large Commercial) data model. Actually calling the APIs is market-gated rather than self-serve: consumers must be onboarded by PPL, subscribe to LIMOSS API Common Services, be guested into the Microsoft Entra ID (Azure AD) tenant of the LIMOSS API Gateway, and register an X.509 certificate per environment. The surface covers quote and bind (submission negotiation, contract negotiation, participations, firm order) and contract issuance via the Market Reform Contract document set; there is no claims or FNOL API, and no webhook or event-push surface - the Events API is pull-based.

agent native

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles PPL the way a machine reads it — 10 machine-readable artifacts across 5 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — PPL scores 47.6/100 (developing), with a separate agent-readiness read of 78/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 47.6/100 · developing
Contract Quality 9.4 / 25
Developer Ergonomics 15.7 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Securities & Market Data 11.4 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile PPL

Each block below is one kind of artifact we hold for PPL. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 5

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

PPL Placements API

Manages the Placement structure in PPL Next Gen - Placements, Programmes, Contracts and the Sections within a Contract - together with carrier and underwriter participations, ro...

PPL Submissions API

Enables underwriters to retrieve Submission requests supplied by a broker and to manage their negotiation of terms of cover, including reassignment of a negotiation and sending ...

PPL Organisations API

Retrieves the organisation reference data held in the platform that is a prerequisite for interacting with Placement and Firm Order resources - broker and carrier organisations,...

PPL Documents API

Manages document files and document metadata across the Placement hierarchy, including the Market Reform Contract (MRC) itself and its supporting documents, with versioning, con...

PPL Events API

Retrieves informative and actionable notifications about an interested party's involvement in the placement process, plus the business transaction log for contract-related engag...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ppl London Market Authentication

oauth2/mutualTLS · 3 schemes

SECURITY

Ppl London Market Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Ppl London Market Scopes

1 scope · authorizationCode/onBehalfOf/clientCredentials

1 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Ppl London Market Agentic Access

67 operations · 29 acting

67 operations · 29 acting

AGENTIC

Resources

Every other property we hold for PPL — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Build 3

SDKs, sample code, and the tooling you integrate with

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/ppl-london-market · machine-readable index on apis.io