Prodigal
Prodigal is an AI company building purpose-built agents and intelligence for the loan-servicing and debt-collections industry. Its products include proAgent (end-to-end collections automation across voice and digital), PIE (an intelligence layer trained on more than half a billion consumer-finance interactions), proCollect (omnichannel digital orchestration), proScore (propensity-to-pay scoring from 500+ consumer attributes), proPay (an AI-native self-serve payment portal), proNotes (automated call notes), proInsight (QA automation, scorecards, and revenue analytics), and proAssist (real-time agent assistance). Prodigal serves auto finance, collections, healthcare revenue-cycle management, and lending, integrating with dialers and contact-center platforms such as Five9, Genesys, NICE, TCN, and DialConnect. It is backed by Accel and Menlo Ventures. Prodigal exposes no public developer API; this profile captures its identity, security posture, and compliance program.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Prodigal the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Prodigal scores 15.4/100 (emerging), with a separate agent-readiness read of 4/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Prodigal
Each block below is one kind of artifact we hold for Prodigal. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Prodigal — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Access & Security 3
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
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