Prospera Credit Union
Prospera Credit Union is a member-owned cooperative financial institution headquartered in British Columbia, Canada, formed on January 1, 2020 through the merger of the original Prospera Credit Union and Westminster Savings Credit Union — the largest credit-union merger in Canadian history. With roughly CA$9 billion in assets under management, about 120,000 members, and some 900 employees across branches in Metro Vancouver, the Fraser Valley, and the Okanagan, it is the third largest credit union in British Columbia and among the six largest in Canada. As a provincially regulated cooperative (credit unions in BC are overseen by BC Financial Services Authority and deposits are protected by the Credit Union Deposit Insurance Corporation of BC), Prospera serves personal and business members with chequing and savings accounts, credit cards, mortgages, loans, and Interac e-Transfer. On the open-finance side, Prospera runs NO public first-party developer portal or documented API — none of developer/api/developers.prospera.ca resolve — and Canada's federal Consumer-Driven Banking (open-banking) framework, legislated in Budget 2024 and overseen by the FCAC, is not yet operational. Like most Canadian credit unions, Prospera reaches national payment rails and consumer data-sharing through shared credit-union-system infrastructure rather than a proprietary API, and third-party data access today is aggregator/screen-scraping based (e.g. Flinks, Plaid). This is an honest identity-only profile with no public API surface to catalog.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles Prospera Credit Union the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Prospera Credit Union scores 11.5/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Prospera Credit Union
Each block below is one kind of artifact we hold for Prospera Credit Union. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Prospera Credit Union — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Access & Security 1
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 1
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 5
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/prospera-credit-union · machine-readable index on apis.io