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Puzzle

Puzzle is an AI-powered accounting platform for startups, SMBs, and accounting firms, built around a real-time, append-only general ledger. Its agent-native architecture pairs deterministic Puzzle agents that draft categorization, reconciliation, and month-end close for human review with native integrations to banking, card, revenue, and payroll systems (Stripe, Brex, Mercury, Ramp, Gusto, Rippling, and more). The Puzzle Accounting API gives developers programmatic, OAuth 2.0 + PKCE-secured access to the same ledger: transactions, chart of accounts, journal entries, bills, invoices, vendors, customers, payroll, financial statements (income statement, balance sheet, cash activity), and metrics such as burn, runway, and revenue. A companion read-only MCP server connects AI tools like Claude, Cursor, and Windsurf to the ledger for natural-language financial analysis.

agent ready

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Puzzle the way a machine reads it — 60 machine-readable artifacts across 22 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Puzzle scores 63.5/100 (strong), with a separate agent-readiness read of 52/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 63.5/100 · strong
Contract Quality 12.5 / 25
Developer Ergonomics 13.8 / 20
Commercial Clarity 20.0 / 20
Operational Transparency 6.5 / 13
Governance 1.4 / 12
Discoverability 9.3 / 10
Agent readiness — 52/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract derived 2.5 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics documented 4.0 / 8
Request/Response Examples partial 3.5 / 7
Rate-Limit Signaling documented 3.5 / 7
Typed Event Surface 0 / 6
Agent Skills derived 1.3 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 3 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Puzzle Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Puzzle's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/puzzle/"
   title="Puzzle on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/puzzle.svg"
       alt="Puzzle Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Puzzle

Each block below is one kind of artifact we hold for Puzzle. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 22

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Puzzle Accounts API

The Accounts API from Puzzle — 3 operation(s) for accounts.

Puzzle Attachments API

The Attachments API from Puzzle — 1 operation(s) for attachments.

Puzzle Bills API

The Bills API from Puzzle — 3 operation(s) for bills.

Puzzle Company API

The Company API from Puzzle — 10 operation(s) for company.

Puzzle Customers API

The Customers API from Puzzle — 2 operation(s) for customers.

Puzzle Departments API

The Departments API from Puzzle — 1 operation(s) for departments.

Puzzle Documents API

The Documents API from Puzzle — 1 operation(s) for documents.

Puzzle Invoices API

The Invoices API from Puzzle — 2 operation(s) for invoices.

Puzzle JournalEntries API

The JournalEntries API from Puzzle — 2 operation(s) for journalentries.

Puzzle JournalEntry API

The JournalEntry API from Puzzle — 2 operation(s) for journalentry.

Puzzle Locations API

The Locations API from Puzzle — 1 operation(s) for locations.

Puzzle Metrics API

The Metrics API from Puzzle — 5 operation(s) for metrics.

Puzzle OAuth API

The OAuth API from Puzzle — 2 operation(s) for oauth.

Puzzle Onboarding API

The Onboarding API from Puzzle — 1 operation(s) for onboarding.

Puzzle Payroll API

The Payroll API from Puzzle — 6 operation(s) for payroll.

Puzzle Products API

The Products API from Puzzle — 2 operation(s) for products.

Puzzle Reports API

The Reports API from Puzzle — 7 operation(s) for reports.

Puzzle Requests API

The Requests API from Puzzle — 1 operation(s) for requests.

Puzzle Tasks API

The Tasks API from Puzzle — 2 operation(s) for tasks.

Puzzle Transactions API

The Transactions API from Puzzle — 3 operation(s) for transactions.

Puzzle User API

The User API from Puzzle — 3 operation(s) for user.

Puzzle Vendors API

The Vendors API from Puzzle — 2 operation(s) for vendors.

Scroll within the panel for all 22 ·

Open Collections 28

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scroll within the panel for all 28 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

puzzle-mcp.yml

MCP SERVER

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Puzzle Plans Pricing

4 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Puzzle Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Puzzle Authentication

oauth2 · 1 scheme

SECURITY

Puzzle Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Puzzle Vulnerability Disclosure

security.txt · contact published

SECURITY

Puzzle Trust Center

SOC 2

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Puzzle Scopes

21 scopes

21 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Puzzle Agentic Access

81 operations · 38 acting

81 operations · 38 acting

AGENTIC

Resources

Every other property we hold for Puzzle — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 3

Reference material describing how the API behaves

Operate 3

Status, limits, changes, and where to get help

Company 3

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/puzzle · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Puzzle, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.