Recognise Bank
Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings accounts alongside secured SME lending such as bridging loans and commercial mortgages. Formed out of AIM-listed City of London Group and now majority owned by Gibraltar-based Parasol V27 Limited (the Ruth Parasol family office), it is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority under FRN 849404, with deposits protected by the FSCS. As a deposit-and-lending institution that does not offer payment/current accounts, Recognise Bank is not one of the CMA9 and publishes no dedicated developer portal, Open Banking Open Data endpoint, or Read/Write API surface at review time; the UK Open Banking (OBIE / PSD2) API families are represented here as the shared industry standard the bank would conform to if it exposed regulated account and payment interfaces, not as confirmed Recognise-operated endpoints.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Recognise Bank the way a machine reads it — 39 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Recognise Bank scores 39.6/100 (developing), with a separate agent-readiness read of 35/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/recognise-bank/"
title="Recognise Bank on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/recognise-bank.svg"
alt="Recognise Bank Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/recognise-bank/)<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/recognise-bank/"
title="Recognise Bank on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/recognise-bank/card.svg"
alt="Recognise Bank Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Recognise Bank
Each block below is one kind of artifact we hold for Recognise Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 34
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Recognise Bank Account Access Consents API
The Account Access Consents API from Recognise Bank — 2 operation(s) for account access consents.
Recognise Bank Accounts API
The Accounts API from Recognise Bank — 2 operation(s) for accounts.
Recognise Bank ATM API
Endpoint for getting ATM data
Recognise Bank Balances API
The Balances API from Recognise Bank — 2 operation(s) for balances.
Recognise Bank BCA API
Endpoint for getting Business Current Account data
Recognise Bank Beneficiaries API
The Beneficiaries API from Recognise Bank — 2 operation(s) for beneficiaries.
Recognise Bank Branch API
Endpoint for getting Branch data
Recognise Bank CCC API
Endpoint for getting Commercial Credit Card data
Recognise Bank Direct Debits API
The Direct Debits API from Recognise Bank — 2 operation(s) for direct debits.
Recognise Bank Domestic Payment Consents API
The Domestic Payment Consents API from Recognise Bank — 3 operation(s) for domestic payment consents.
Recognise Bank Domestic Payments API
The Domestic Payments API from Recognise Bank — 3 operation(s) for domestic payments.
Recognise Bank Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Recognise Bank — 2 operation(s) for domestic scheduled payment consents.
Recognise Bank Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Recognise Bank — 3 operation(s) for domestic scheduled payments.
Recognise Bank Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Recognise Bank — 2 operation(s) for domestic standing order consents.
Recognise Bank Domestic Standing Orders API
The Domestic Standing Orders API from Recognise Bank — 3 operation(s) for domestic standing orders.
Recognise Bank File Payment Consents API
The File Payment Consents API from Recognise Bank — 3 operation(s) for file payment consents.
Recognise Bank File Payments API
The File Payments API from Recognise Bank — 4 operation(s) for file payments.
Recognise Bank Funds Confirmation Consents API
The Funds Confirmation Consents API from Recognise Bank — 2 operation(s) for funds confirmation consents.
Recognise Bank Funds Confirmations API
The Funds Confirmations API from Recognise Bank — 1 operation(s) for funds confirmations.
Recognise Bank International Payment Consents API
The International Payment Consents API from Recognise Bank — 3 operation(s) for international payment consents.
Recognise Bank International Payments API
The International Payments API from Recognise Bank — 3 operation(s) for international payments.
Recognise Bank International Scheduled Payments API
The International Scheduled Payments API from Recognise Bank — 3 operation(s) for international scheduled payments.
Recognise Bank International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Recognise Bank — 3 operation(s) for international scheduled payments consents.
Recognise Bank International Standing Orders API
The International Standing Orders API from Recognise Bank — 3 operation(s) for international standing orders.
Recognise Bank International Standing Orders Consents API
The International Standing Orders Consents API from Recognise Bank — 2 operation(s) for international standing orders consents.
Recognise Bank Offers API
The Offers API from Recognise Bank — 2 operation(s) for offers.
Recognise Bank Parties API
The Parties API from Recognise Bank — 3 operation(s) for parties.
Recognise Bank PCA API
Endpoint for getting Personal Current Account data
Recognise Bank Products API
The Products API from Recognise Bank — 2 operation(s) for products.
Recognise Bank Scheduled Payments API
The Scheduled Payments API from Recognise Bank — 2 operation(s) for scheduled payments.
Recognise Bank SME API
Endpoint for getting Unsecured SME Loan data
Recognise Bank Standing Orders API
The Standing Orders API from Recognise Bank — 2 operation(s) for standing orders.
Recognise Bank Statements API
The Statements API from Recognise Bank — 5 operation(s) for statements.
Recognise Bank Transactions API
The Transactions API from Recognise Bank — 2 operation(s) for transactions.
Scroll within the panel for all 34 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Open Data API
OPEN COLLECTIONSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Resources
Every other property we hold for Recognise Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 4
Pagination, idempotency, versioning, errors, and events
Access & Security 5
Authentication, authorization, and security posture
Commercial 2
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/recognise-bank · machine-readable index on apis.io
This is an independent, third-party profile of Recognise Bank, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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