Ripple Labs
Ripple (legally Ripple Labs Inc.) is a blockchain and crypto-enabled financial infrastructure company whose developer surface spans Ripple Payments (RippleNet Server API, On-Demand Liquidity, Payments Direct, Report Service, and Smart Liquidation), the RLUSD stablecoin "Ripple Mint" API, and Palisade Wallet-as-a-Service for institutional digital-asset custody. Its APIs let banks, fintechs, and enterprises move money cross-border, mint and redeem the RLUSD stablecoin, run treasury and reporting, and custody digital assets. Ripple also stewards the open-source XRP Ledger (documented at xrpl.org) with first-party client libraries xrpl.js and xrpl-py. Product documentation lives at docs.ripple.com; the legacy ripplelabs.com domain redirects to ripple.com.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Ripple Labs the way a machine reads it — 43 machine-readable artifacts across 36 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ripple Labs scores 59.8/100 (developing), with a separate agent-readiness read of 84/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Ripple Labs
Each block below is one kind of artifact we hold for Ripple Labs. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 36
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Ripple Labs Addresses API
Used to manage addresses
Ripple Labs API Credentials API
Used to manage credentials
Ripple Labs Auditing API
Use these operations to audit your accounts. | Operation | Method | Description | | -- | -- | -- | | [Get audits](/products/payments-odl/api-docs/ripplenet/reference/openapi/aud...
Ripple Labs Authentication API
Use this API operation to manage your authentication tokens. | Operation | Method | Description | | --------- | ------ | ----------- | | [Obtain an access token](#operation/getA...
Ripple Labs Balances and statements API
Use these operations to view balances and statements for a ledger. | Operation | Method | Description | | -- | -- | -- | | [Get balances](/products/payments-odl/api-docs/ripplen...
Ripple Labs Balances API
Used to view balances
Ripple Labs Beneficiary confirmation API
Use these operations to perform beneficiary confirmations. | Operation | Method | Description | | -- | -- | -- | | [Get account lookup by status](/products/payments-odl/api-docs...
Ripple Labs Counterparties API
Used to manage counterparties
Ripple Labs Diagnostics API
Use these operations to view RippleNet Server health. | Operation | Method | Description | | -- | -- | -- | | [Check health](/products/payments-odl/api-docs/ripplenet/reference/...
Ripple Labs Exchange transfers API
Use these operations to manage exchange transfers. | Operation | Method | Description | | -- | -- | -- | | [Get exchange transfers](/products/payments-odl/api-docs/ripplenet/ref...
Ripple Labs Fees API
Use these operations to configure fees. | Operation | Method | Description | | -- | -- | -- | | [Get fees](/products/payments-odl/api-docs/ripplenet/reference/openapi/fees/getfe...
Ripple Labs Liquidations API
Use these operations to retrieve liquidations from the Smart Liquidation service. | Operation | Method | Description | | -- | -- | -- | | [Get liquidations](#operation/getLiquid...
Ripple Labs Market Cap API
Use these API operations to obtain details about market-capitalization supply for a stablecoin currency. | Operation | Method | Description | | --------- | ------ | ----------- ...
Ripple Labs Payment expiration API
Use these operations to manage payment expirations. | Operation | Method | Description | | -- | -- | -- | | [Get payment expiry by ID](/products/payments-odl/api-docs/ripplenet/...
Ripple Labs Payout method API
Payout Method operations let receivers create and manage payout methods. Senders can generate quotes based on these receiver payout methods. | Operation | Method | Description |...
Ripple Labs Platform accounts API
Use these operations to configure your RippleNet platform accounts. | Operation | Method | Description | | -- | -- | -- | | [Create platform](/products/payments-odl/api-docs/rip...
Ripple Labs Policies API
Used to manage connections policies
Ripple Labs Pool accounts API
Use these operations to configure your RippleNet pool accounts. | Operation | Method | Description | | -- | -- | -- | | [Get all pool accounts](/products/payments-odl/api-docs/r...
Ripple Labs Quote expiration API
Use these operations to manage quote expirations. | Operation | Method | Description | | -- | -- | -- | | [List quote expiries](/products/payments-odl/api-docs/ripplenet/referen...
Ripple Labs Quotes API
Use these operations to manage your quotes. | Operation | Method | Description | | -- | -- | -- | | [Accept quote](/products/payments-odl/api-docs/ripplenet/reference/openapi/qu...
Ripple Labs Rates API
Use these operations to manage your rates. | Operation | Method | Description | | -- | -- | -- | | [Get rates](/products/payments-odl/api-docs/ripplenet/reference/openapi/rates/...
Ripple Labs Reports API
The Report Service API provides `PAYMENT_OPS`, `RECON`, and `FAILURE_CONVERSION_SSA` reports in either CSV or JSON format.
Ripple Labs Request for payment API
Use these operations to interact with your payment requests. | Operation | Method | Description | | -- | -- | -- | | [Get requests for payment](/products/payments-odl/api-docs/r...
Ripple Labs Sweep Configurations API
Used to manage sweep configurations
Ripple Labs Tags API
Used to manage organization tags
Ripple Labs Transactions API
Used to manage transactions
Ripple Labs Transactions - Sweep API
The Transactions - Sweep API from Ripple Labs — 2 operation(s) for transactions - sweep.
Ripple Labs Transactions - XRP API
Used to manage XRP specific transactions
Ripple Labs Transfers API
Use these operations to manage your transfers. | Operation | Method | Description | | -- | -- | -- | | [Get transfers](/products/payments-odl/api-docs/ripplenet/reference/openap...
Ripple Labs Vault Tags API
Used to manage vault tags
Ripple Labs Vaults API
Used to manage vaults
Ripple Labs Wallet Tags API
Used to manage wallet tags
Ripple Labs Wallets API
Used to manage wallets
Ripple Labs Webhooks API
Used to manage webhooks
Scroll within the panel for all 36 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
ripple-labs-mcp.yml
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Ripple Labs Stablecoin Webhooks
ASYNCAPISecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Ripple Labs — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 7 ·
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 5
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 5
Properties that don't map to a standard resource type
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