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Riskified website screenshot

Riskified

Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform that uses machine learning and a global merchant intelligence network to make sub-second decisions across the entire shopper journey. Its Chargeback Guarantee, Adaptive Checkout, Account Secure, Policy Protect, and Dispute Resolve products are exposed through a REST + webhook API surface at developers.riskified.com, covering pre-auth and post-auth order review, 3DS / PSD2 optimization, account integrity (login, password reset, customer create/update), claim adjudication for refund and return abuse, and an OTP service. Authentication is HMAC-SHA256 over the request body. Official SDKs ship for PHP, Java, and .NET, with iOS, Android, React Native, and Unity Beacon SDKs for device intelligence, plus first-party integrations for Shopify, Magento/Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce / Hybris, commercetools, VTEX, Adyen, Braintree, PayPal, and Stripe.

human only

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Riskified the way a machine reads it — 50 machine-readable artifacts across 7 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Riskified scores 37.1/100 (thin), with a separate agent-readiness read of 10/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 37.1/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 12.6 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Regulatory · Banking & Open Finance 8.1 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Riskified

Each block below is one kind of artifact we hold for Riskified. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 7

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Riskified Chargeback Guarantee API

Submit orders to Riskified for fraud and chargeback risk evaluation, in either a pre-authorization (Decide / Decision) or post-authorization (Submit / Decide) flow. Returns an A...

Riskified Adaptive Checkout API

Recommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to maximize approval rates while remaining SCA-compliant. The Advise endpoin...

Riskified Account Secure API

Protect non-purchase customer journeys against account takeover, synthetic identity, and credential abuse. Submit Login, Reset Password, Customer Create, and Customer Update eve...

Riskified Policy Protect API

Detect and prevent refund, return, and promotional abuse. Submit refund and return claims for adjudication (claim_create), retrieve Riskified's decision (claim_decision), and up...

Riskified OTP API

Initiate a one-time password challenge as a step-up verification mechanism for high-risk login, password reset, or account modification events. Pairs with the Account Secure API...

Riskified Beacon (Device Intelligence) SDK

Collect device, browser, and behavioral telemetry from the shopper's session and feed it into Riskified's risk models. The Beacon is delivered as a JavaScript snippet for web an...

Riskified Chargeback Gateway Integration (CGI) API

Connect Riskified directly to a payment gateway (Adyen, Braintree, PayPal, Shopify Payments, Stripe) so chargeback notifications and evidence flow into the Dispute Resolve produ...

Scroll within the panel for all 7 ·

Features 14

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Chargeback Guarantee — 100% financial guarantee on Riskified-approved orders against fraudulent chargebacks
Adaptive Checkout — dynamic SCA, 3DS, and PSD2 routing tuned per order to maximize authorization rates
Account Secure — pre-purchase identity protection at Login, Reset Password, Customer Create / Update events
Policy Protect — refund and return abuse prevention with claim adjudication via claim_create / claim_decision / claim_update
Dispute Resolve — automated chargeback representment and evidence assembly across major payment gateways
HMAC-SHA256 authentication (X-RISKIFIED-HMAC-SHA256 + X-RISKIFIED-SHOP-DOMAIN headers) with versioned Accept header
Sandbox and production environments per product (api.riskified.com, wh.riskified.com, otp.self-veri.com)
Asynchronous webhook notifications with retry semantics
Beacon device-intelligence JavaScript snippet plus iOS, Android, React Native, and Unity SDKs
First-party PHP, Java, and .NET SDKs published to Packagist, Maven Central, and NuGet
Chargeback Gateway Integration (CGI) connectors for Adyen, Braintree, PayPal, Shopify Payments, and Stripe
Native ecommerce platform integrations for Shopify (incl. headless), Magento / Adobe Commerce, SAP Commerce / Hybris, Salesforce Commerce Cloud, commercetools, and VTEX
SSO support for Riskified Control Center access
LLMs.txt index of the developer portal for AI agent consumption

Scroll within the panel for all 14 ·

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Riskified Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Riskified Trust Center

SOC 2, ISO 27001, ISO 27017, ISO 27018, GDPR

SECURITY

Use Cases 10

What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.

What developers build with this provider.

Pre-authorization fraud screening at checkout with Riskified-guaranteed APPROVE / DECLINE decisions
Post-authorization order review with asynchronous Submit and Decide flows
PSD2 / SCA exemption optimization for European card payments
3DS step-up routing for non-regulated geographies based on risk score
Account takeover prevention across login, password reset, and customer profile updates
Refund and return abuse detection with claim-level adjudication
Automated chargeback representment through CGI connectors to Adyen, Braintree, PayPal, Shopify Payments, and Stripe
Promotion and reseller abuse detection through Policy Protect
High-friction step-up via OTP for high-risk recovery events
Cross-channel device intelligence on web, iOS, Android, React Native, and Unity surfaces

Scroll within the panel for all 10 ·

Integrations 12

Pre-built integrations with other platforms tell you where this provider already fits in a stack.

Pre-built integrations with other platforms and tools.

Shopify and Shopify Payments (full storefront and headless)
Magento / Adobe Commerce (Magento 1, Magento 2, and Deco replacement-flow)
Salesforce Commerce Cloud
SAP Commerce / Hybris
commercetools
VTEX
PrestaShop
Adyen (Chargeback Gateway Integration)
Braintree (Chargeback Gateway Integration)
PayPal (Chargeback Gateway Integration)
Stripe (Chargeback Gateway Integration)
Riskified Integration Hub for connector-based deployment

Scroll within the panel for all 12 ·

Solutions 5

Packaged solutions the provider offers on top of the raw API surface.

Packaged solutions this provider offers.

Chargeback Guarantee — guaranteed fraud chargeback protection
Adaptive Checkout — checkout authentication and authorization optimization
Account Secure — account takeover and identity abuse prevention
Policy Protect — refund, return, and promotion abuse prevention
Dispute Resolve — chargeback recovery and dispute representment

Resources

Every other property we hold for Riskified — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Access & Security 3

Authentication, authorization, and security posture

Commercial 3

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/riskified · machine-readable index on apis.io