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Salt Edge

Salt Edge is a global open-banking aggregator providing account information, payment initiation, data enrichment, merchant identification, AML transaction monitoring, and open-banking compliance solutions across 5,000+ banks. The Salt Edge API exposes Account Information (AIS) and Payment Initiation (PIS) services plus add-on Data Enrichment and AML endpoints under a single REST surface.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Salt Edge the way a machine reads it — 20 machine-readable artifacts across 13 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Salt Edge scores 41.2/100 (thin), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 41.2/100 · thin
Contract Quality 13.0 / 25
Developer Ergonomics 6.1 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Banking & Open Finance 3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Salt Edge

Each block below is one kind of artifact we hold for Salt Edge. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 13

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Salt Edge Account Information API

REST API for retrieving end-user accounts, transactions, balances, and identity across 5,000+ banks worldwide.

Salt Edge Payment Initiation API

Initiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.

Salt Edge Partners (Compliance Solution) API

APIs for banks adopting open banking - exposes their data to TPPs through Salt Edge's compliance gateway.

Salt Edge Data Enrichment API

Categorize and enrich transactions, identify merchants, and surface financial insights.

Salt Edge Accounts API

The Accounts API from Salt Edge — 1 operation(s) for accounts.

Salt Edge Connect Sessions API

The Connect Sessions API from Salt Edge — 1 operation(s) for connect sessions.

Salt Edge Connections API

The Connections API from Salt Edge — 4 operation(s) for connections.

Salt Edge Consents API

The Consents API from Salt Edge — 2 operation(s) for consents.

Salt Edge Countries API

The Countries API from Salt Edge — 1 operation(s) for countries.

Salt Edge Customers API

The Customers API from Salt Edge — 2 operation(s) for customers.

Salt Edge Holder Info API

The Holder Info API from Salt Edge — 1 operation(s) for holder info.

Salt Edge Providers API

The Providers API from Salt Edge — 2 operation(s) for providers.

Salt Edge Transactions API

The Transactions API from Salt Edge — 1 operation(s) for transactions.

Scroll within the panel for all 13 ·

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Salt Edge Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Salt Edge Authentication

apiKey · 4 schemes

SECURITY

Salt Edge Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Salt Edge Agentic Access

18 operations · 8 acting · 1 human-in-the-loop

18 operations · 8 acting

AGENTIC

Resources

Every other property we hold for Salt Edge — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/salt-edge · machine-readable index on apis.io