Shawbrook Bank
Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Exchange in October 2025 after being owned by a consortium led by BC Partners and Pollen Street Capital since 2017). It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA, and its deposits are protected by the Financial Services Compensation Scheme. Shawbrook focuses on personal and business savings and specialist lending (property finance, SME and asset finance, and consumer lending) rather than personal current accounts, so it is not one of the nine CMA-mandated banks (CMA9). As an FCA-authorised deposit-taker it operates within the UK Open Banking / PSD2 framework: it consumes Open Banking (using account verification via Consents.Online to confirm customers' linked nominated accounts) more than it publishes ASPSP surfaces. As of this review Shawbrook does not operate a public developer portal, and no Shawbrook Open Data (ATM/branch/product) endpoint or bank-specific Read/Write API host could be confirmed live; the OBIE Open Data and Read/Write API families are represented here as the shared Open Banking standard that an FCA-authorised ASPSP conforms to, not as verified Shawbrook contracts.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Shawbrook Bank the way a machine reads it — 8 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Shawbrook Bank scores 34.9/100 (thin), with a separate agent-readiness read of 66/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Shawbrook Bank
Each block below is one kind of artifact we hold for Shawbrook Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 4
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Shawbrook Open Data API (OBIE Standard, Unverified)
UK Open Banking Open Data API — the PUBLIC, unauthenticated reference-data surface (ATM locations, branches, personal and business current accounts, unsecured SME loans, commerc...
Shawbrook Account & Transaction Information API (AIS, OBIE Standard, Unverified)
UK Open Banking Read/Write Account & Transaction Information API (AISP) as defined by the OBIE Account and Transaction API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured — O...
Shawbrook Payment Initiation API (PIS, OBIE Standard, Unverified)
UK Open Banking Read/Write Payment Initiation API (PISP) as defined by the OBIE Payment Initiation API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured with OAuth2/OIDC, mutua...
Shawbrook Confirmation of Funds API (CBPII, OBIE Standard, Unverified)
UK Open Banking Read/Write Confirmation of Funds API (CBPII) as defined by the OBIE Confirmation of Funds API Specification v4.0.1 (OpenAPI 3.0.0). FAPI-secured with OAuth2/OIDC...
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Shawbrook Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 3
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/shawbrook-bank · machine-readable index on apis.io