Shawbrook Bank
Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Exchange in October 2025 after being owned by a consortium led by BC Partners and Pollen Street Capital since 2017). It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA, and its deposits are protected by the Financial Services Compensation Scheme. Shawbrook focuses on personal and business savings and specialist lending (property finance, SME and asset finance, and consumer lending) rather than personal current accounts, so it is not one of the nine CMA-mandated banks (CMA9). As an FCA-authorised deposit-taker it operates within the UK Open Banking / PSD2 framework: it consumes Open Banking (using account verification via Consents.Online to confirm customers' linked nominated accounts) more than it publishes ASPSP surfaces. As of this review Shawbrook does not operate a public developer portal, and no Shawbrook Open Data (ATM/branch/product) endpoint or bank-specific Read/Write API host could be confirmed live; the OBIE Open Data and Read/Write API families are represented here as the shared Open Banking standard that an FCA-authorised ASPSP conforms to, not as verified Shawbrook contracts.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Shawbrook Bank the way a machine reads it — 39 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Shawbrook Bank scores 33.9/100 (thin), with a separate agent-readiness read of 41/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile Shawbrook Bank
Each block below is one kind of artifact we hold for Shawbrook Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 34
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Shawbrook Bank Account Access Consents API
The Account Access Consents API from Shawbrook Bank — 2 operation(s) for account access consents.
Shawbrook Bank Accounts API
The Accounts API from Shawbrook Bank — 2 operation(s) for accounts.
Shawbrook Bank ATM API
Endpoint for getting ATM data
Shawbrook Bank Balances API
The Balances API from Shawbrook Bank — 2 operation(s) for balances.
Shawbrook Bank BCA API
Endpoint for getting Business Current Account data
Shawbrook Bank Beneficiaries API
The Beneficiaries API from Shawbrook Bank — 2 operation(s) for beneficiaries.
Shawbrook Bank Branch API
Endpoint for getting Branch data
Shawbrook Bank CCC API
Endpoint for getting Commercial Credit Card data
Shawbrook Bank Direct Debits API
The Direct Debits API from Shawbrook Bank — 2 operation(s) for direct debits.
Shawbrook Bank Domestic Payment Consents API
The Domestic Payment Consents API from Shawbrook Bank — 3 operation(s) for domestic payment consents.
Shawbrook Bank Domestic Payments API
The Domestic Payments API from Shawbrook Bank — 3 operation(s) for domestic payments.
Shawbrook Bank Domestic Scheduled Payment Consents API
The Domestic Scheduled Payment Consents API from Shawbrook Bank — 2 operation(s) for domestic scheduled payment consents.
Shawbrook Bank Domestic Scheduled Payments API
The Domestic Scheduled Payments API from Shawbrook Bank — 3 operation(s) for domestic scheduled payments.
Shawbrook Bank Domestic Standing Order Consents API
The Domestic Standing Order Consents API from Shawbrook Bank — 2 operation(s) for domestic standing order consents.
Shawbrook Bank Domestic Standing Orders API
The Domestic Standing Orders API from Shawbrook Bank — 3 operation(s) for domestic standing orders.
Shawbrook Bank File Payment Consents API
The File Payment Consents API from Shawbrook Bank — 3 operation(s) for file payment consents.
Shawbrook Bank File Payments API
The File Payments API from Shawbrook Bank — 4 operation(s) for file payments.
Shawbrook Bank Funds Confirmation Consents API
The Funds Confirmation Consents API from Shawbrook Bank — 2 operation(s) for funds confirmation consents.
Shawbrook Bank Funds Confirmations API
The Funds Confirmations API from Shawbrook Bank — 1 operation(s) for funds confirmations.
Shawbrook Bank International Payment Consents API
The International Payment Consents API from Shawbrook Bank — 3 operation(s) for international payment consents.
Shawbrook Bank International Payments API
The International Payments API from Shawbrook Bank — 3 operation(s) for international payments.
Shawbrook Bank International Scheduled Payments API
The International Scheduled Payments API from Shawbrook Bank — 3 operation(s) for international scheduled payments.
Shawbrook Bank International Scheduled Payments Consents API
The International Scheduled Payments Consents API from Shawbrook Bank — 3 operation(s) for international scheduled payments consents.
Shawbrook Bank International Standing Orders API
The International Standing Orders API from Shawbrook Bank — 3 operation(s) for international standing orders.
Shawbrook Bank International Standing Orders Consents API
The International Standing Orders Consents API from Shawbrook Bank — 2 operation(s) for international standing orders consents.
Shawbrook Bank Offers API
The Offers API from Shawbrook Bank — 2 operation(s) for offers.
Shawbrook Bank Parties API
The Parties API from Shawbrook Bank — 3 operation(s) for parties.
Shawbrook Bank PCA API
Endpoint for getting Personal Current Account data
Shawbrook Bank Products API
The Products API from Shawbrook Bank — 2 operation(s) for products.
Shawbrook Bank Scheduled Payments API
The Scheduled Payments API from Shawbrook Bank — 2 operation(s) for scheduled payments.
Shawbrook Bank SME API
Endpoint for getting Unsecured SME Loan data
Shawbrook Bank Standing Orders API
The Standing Orders API from Shawbrook Bank — 2 operation(s) for standing orders.
Shawbrook Bank Statements API
The Statements API from Shawbrook Bank — 5 operation(s) for statements.
Shawbrook Bank Transactions API
The Transactions API from Shawbrook Bank — 2 operation(s) for transactions.
Scroll within the panel for all 34 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Open Data API
OPEN COLLECTIONSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Shawbrook Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 3
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/shawbrook-bank · machine-readable index on apis.io
This is an independent, third-party profile of Shawbrook Bank, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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