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Signifyd website screenshot

Signifyd

Signifyd is an ecommerce fraud prevention, chargeback protection, and revenue optimization platform. Its Commerce Protection Platform applies machine learning, elastic linking, and the merchant consortium network (covering ~98% of US online shoppers) to make real-time guarantee decisions on orders. Merchants integrate via the Checkout, Sale, Transaction, Decisions, Returns, Sales Tax, and Feedback APIs (v2 and v3) with synchronous responses or asynchronous webhooks, plus device-fingerprinting scripts and Android/iOS SDKs. Signifyd financially guarantees approved orders against chargebacks and offers Account Protection, Payments Optimization, and Return Abuse Prevention as adjacent products.

human only

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Signifyd the way a machine reads it — 26 machine-readable artifacts across 8 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Signifyd scores 30.7/100 (thin), with a separate agent-readiness read of 10/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 30.7/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 10.4 / 20
Commercial Clarity 6.3 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Regulatory · Payments 8.5 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Signifyd

Each block below is one kind of artifact we hold for Signifyd. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 8

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Signifyd Sale (Checkout) API

Submit checkout and sale events to Signifyd's Commerce Protection Platform for real-time fraud and chargeback risk evaluation. The Checkout flow supports pre-authorization scree...

Signifyd Transaction API

Submit finalized order and payment transaction details after authorization. Enables Signifyd to reconcile the pre-auth Checkout decision with the captured transaction, evaluate ...

Signifyd Decisions API

Programmatically retrieve guarantee decisions, case details, and policy results for orders submitted to Signifyd. Surfaces the checkpointAction (ACCEPT/HOLD/REJECT), checkpointA...

Signifyd Feedback API

Report observed user outcomes back to Signifyd to close the loop between real-time decisions and production reality. Feedback drives model improvement, business customization, a...

Signifyd Returns API

Submit return events for evaluation by Signifyd's Return Insights and Return Abuse Prevention models. Helps merchants identify abusive returners, automate refund decisions, and ...

Signifyd Sales Tax API

Calculate and remit US sales tax across jurisdictions using Signifyd's Sales Tax product. Provides nexus-aware rate lookup, tax calculation at checkout, and the data feeds requi...

Signifyd Account Protection API

Score and protect non-purchase customer journeys — Account Opening, Login, and Modification events — against account takeover, synthetic identity, and bonus abuse. Pairs with de...

Signifyd Webhooks API

Receive asynchronous decision notifications from Signifyd. The primary topic is ORDER_CHECKPOINT_ACTION_UPDATE, covering CHECKOUT, SALE, TRANSACTION, REROUTE, MERCHANT_REVIEW, a...

Scroll within the panel for all 8 ·

Features 16

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Commerce Protection Platform — real-time guarantee decisions on every order
100% financial guarantee against fraudulent chargebacks on approved orders
Merchant consortium network covering ~98% of US online shoppers for elastic linking
Synchronous decision API responses typically returned in hundreds of milliseconds
Asynchronous webhook delivery (ORDER_CHECKPOINT_ACTION_UPDATE) with HMAC-SHA256 signatures
Checkout API for pre-authorization fraud screening
Sale and Transaction APIs for post-authorization order submission
Decisions API to retrieve checkpointAction, policies, and score
Account Protection for Account Opening, Login, and Modification checkpoints
Feedback API to close the loop between decisions and observed outcomes
Returns API powering Return Insights, Return Abuse Prevention, and Instant Refunds
Sales Tax API for nexus-aware US tax calculation, filing, and remittance
Payments Optimization / Fearless Payments for authorization rate uplift and 3DS routing
Device profiling JavaScript snippet and Android/iOS SDKs
Native integrations with Shopify, BigCommerce, Magento/Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce, commercetools, Stripe, Adyen, Braintree, and major marketplaces
Open-source PHP library plus Magento 1, Magento 2, and SFCC cartridges on GitHub

Scroll within the panel for all 16 ·

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Signifyd Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Signifyd Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Every other property we hold for Signifyd — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Build 3

SDKs, sample code, and the tooling you integrate with

Learn 1

Tutorials, courses, talks, and written guidance

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/signifyd · machine-readable index on apis.io