Soldo
Soldo is a pan-European spend management and prepaid business card platform that pairs Mastercard company cards with software for budgeting, expense tracking, and accounting reconciliation. The Soldo Business API (v2.0, OpenAPI 3.1) lets businesses programmatically issue and control cards, manage wallets and internal transfers, read and reconcile transactions, run expense reports and reviews, manage users, groups and roles, handle documents and receipts, and subscribe to 81 webhook event types. Authentication is OAuth 2.0 Client Credentials, with request-signed "advanced authentication" (SHA512withRSA fingerprints) layered on top for money movement and sensitive changes. Soldo also operates a separate PSD2 / Open Banking API.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Soldo the way a machine reads it — 52 machine-readable artifacts across 46 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Soldo scores 56.5/100 (developing), with a separate agent-readiness read of 71/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Soldo
Each block below is one kind of artifact we hold for Soldo. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 46
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Soldo Accounting Classification API
The Accounting Classification API from Soldo — 1 operation(s) for accounting classification.
Soldo Addresses API
The Addresses API from Soldo — 2 operation(s) for addresses.
Soldo Authentication API
The Authentication API from Soldo — 2 operation(s) for authentication.
Soldo Auto-Transfer Presets API
The Auto-Transfer Presets API from Soldo — 5 operation(s) for auto-transfer presets.
Soldo Autotags API
The Autotags API from Soldo — 2 operation(s) for autotags.
Soldo Business Trips API
The Business Trips API from Soldo — 7 operation(s) for business trips.
Soldo Card Rules API
The Card Rules API from Soldo — 7 operation(s) for card rules.
Soldo Card Rules Presets API
The Card Rules Presets API from Soldo — 3 operation(s) for card rules presets.
Soldo Cards API
The Cards API from Soldo — 3 operation(s) for cards.
Soldo Company API
The Company API from Soldo — 1 operation(s) for company.
Soldo Contacts API
The Contacts API from Soldo — 2 operation(s) for contacts.
Soldo Documents API
The Documents API from Soldo — 4 operation(s) for documents.
Soldo Expense Categories API
The Expense Categories API from Soldo — 2 operation(s) for expense categories.
Soldo Expense Policies API
The Expense Policies API from Soldo — 4 operation(s) for expense policies.
Soldo Expense Reports API
The Expense Reports API from Soldo — 3 operation(s) for expense reports.
Soldo Expense Review Configuration API
The Expense Review Configuration API from Soldo — 1 operation(s) for expense review configuration.
Soldo Expense Review Processes API
The Expense Review Processes API from Soldo — 5 operation(s) for expense review processes.
Soldo Expense Reviews API
The Expense Reviews API from Soldo — 7 operation(s) for expense reviews.
Soldo Groups API
The Groups API from Soldo — 3 operation(s) for groups.
Soldo Lists API
The Lists API from Soldo — 2 operation(s) for lists.
Soldo Online Ads API
The Online Ads API from Soldo — 4 operation(s) for online ads.
Soldo Orders API
The Orders API from Soldo — 2 operation(s) for orders.
Soldo Out of Office API
The Out of Office API from Soldo — 2 operation(s) for out of office.
Soldo Permissions API
The Permissions API from Soldo — 1 operation(s) for permissions.
Soldo Pre-approved Spend API
The Pre-approved Spend API from Soldo — 3 operation(s) for pre-approved spend.
Soldo Refueling Transactions API
The Refueling Transactions API from Soldo — 2 operation(s) for refueling transactions.
Soldo Requests API
The Requests API from Soldo — 4 operation(s) for requests.
Soldo Resource Sets API
The Resource Sets API from Soldo — 2 operation(s) for resource sets.
Soldo Statements API
The Statements API from Soldo — 2 operation(s) for statements.
Soldo Subscriptions API
The Subscriptions API from Soldo — 4 operation(s) for subscriptions.
Soldo Tags API
The Tags API from Soldo — 3 operation(s) for tags.
Soldo Transaction Attachments API
The Transaction Attachments API from Soldo — 2 operation(s) for transaction attachments.
Soldo Transaction Custom Export API
The Transaction Custom Export API from Soldo — 4 operation(s) for transaction custom export.
Soldo Transaction Expense Category API
The Transaction Expense Category API from Soldo — 2 operation(s) for transaction expense category.
Soldo Transaction Metadata API
The Transaction Metadata API from Soldo — 2 operation(s) for transaction metadata.
Soldo Transaction Split API
The Transaction Split API from Soldo — 1 operation(s) for transaction split.
Soldo Transaction Tags API
The Transaction Tags API from Soldo — 1 operation(s) for transaction tags.
Soldo Transaction VAT Rate API
The Transaction VAT Rate API from Soldo — 1 operation(s) for transaction vat rate.
Soldo Transactions API
The Transactions API from Soldo — 7 operation(s) for transactions.
Soldo User Roles API
The User Roles API from Soldo — 3 operation(s) for user roles.
Soldo Users API
The Users API from Soldo — 5 operation(s) for users.
Soldo VAT Rates API
The VAT Rates API from Soldo — 2 operation(s) for vat rates.
Soldo Vehicles API
The Vehicles API from Soldo — 2 operation(s) for vehicles.
Soldo Wallets API
The Wallets API from Soldo — 4 operation(s) for wallets.
Soldo Webhook Subscriptions API
The Webhook Subscriptions API from Soldo — 3 operation(s) for webhook subscriptions.
Soldo Workflows API
The Workflows API from Soldo — 3 operation(s) for workflows.
Scroll within the panel for all 46 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
soldo-mcp.yml
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Soldo Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Soldo — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 3
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 1
Properties that don't map to a standard resource type
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