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Spiko

Spiko is a European fintech and MiFID-authorized investment firm (ACPR license #19183) offering regulated daily treasury management through tokenized, UCITS-approved government money market funds and multi-currency cash accounts (EUR, USD, GBP, CHF). Businesses and individuals earn the risk-free rate on idle cash while keeping daily liquidity; client funds are custodied by CACEIS Bank and Spiko itself holds no client funds. Spiko exposes three developer APIs: an open Public API for fund, share-class, NAV, yield, and exchange-rate data; an Investor API for direct clients and partners to manage accounts and deposit/withdrawal/transfer orders; and a Distributor API for partners to onboard investors, manage accounts and orders, and receive webhook events.

agent native

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Spiko the way a machine reads it — 60 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Spiko scores 55.2/100 (strong), with a separate agent-readiness read of 42/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Spiko Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Spiko's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/spiko/"
   title="Spiko on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/spiko.svg"
       alt="Spiko Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Spiko

Each block below is one kind of artifact we hold for Spiko. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 27

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Spiko Account transactions API

The Account transactions API from Spiko — 2 operation(s) for account transactions.

Spiko Accounting positions API

The Accounting positions API from Spiko — 5 operation(s) for accounting positions.

Spiko Accounts API

The Accounts API from Spiko — 7 operation(s) for accounts.

Spiko Bank accounts API

The Bank accounts API from Spiko — 5 operation(s) for bank accounts.

Spiko Deposit orders API

The Deposit orders API from Spiko — 8 operation(s) for deposit orders.

Spiko Distributor investor contracts API

The Distributor investor contracts API from Spiko — 4 operation(s) for distributor investor contracts.

Spiko Distributors API

The Distributors API from Spiko — 2 operation(s) for distributors.

Spiko Exchange Rates API

The Exchange Rates API from Spiko — 2 operation(s) for exchange rates.

Spiko Fund Assets API

The Fund Assets API from Spiko — 1 operation(s) for fund assets.

Spiko Funds API

The Funds API from Spiko — 2 operation(s) for funds.

Spiko Index Values API

The Index Values API from Spiko — 2 operation(s) for index values.

Spiko Investor Documents API

The Investor Documents API from Spiko — 2 operation(s) for investor documents.

Spiko Investor tokens API

The Investor tokens API from Spiko — 1 operation(s) for investor tokens.

Spiko Investors API

The Investors API from Spiko — 5 operation(s) for investors.

Spiko Net Asset Values API

The Net Asset Values API from Spiko — 3 operation(s) for net asset values.

Spiko Portfolio API

The Portfolio API from Spiko — 2 operation(s) for portfolio.

Spiko Portfolios API

The Portfolios API from Spiko — 1 operation(s) for portfolios.

Spiko Redemption Orders (deprecated) API

The Redemption Orders (deprecated) API from Spiko — 3 operation(s) for redemption orders (deprecated).

Spiko Share Classes API

The Share Classes API from Spiko — 5 operation(s) for share classes.

Spiko Subscription Orders (deprecated) API

The Subscription Orders (deprecated) API from Spiko — 3 operation(s) for subscription orders (deprecated).

Spiko Transfer Orders API

The Transfer Orders API from Spiko — 2 operation(s) for transfer orders.

Spiko Users API

The Users API from Spiko — 6 operation(s) for users.

Spiko Wallets API

The Wallets API from Spiko — 1 operation(s) for wallets.

Spiko Webhook Configurations API

The Webhook Configurations API from Spiko — 5 operation(s) for webhook configurations.

Spiko Webhook Events API

The Webhook Events API from Spiko — 1 operation(s) for webhook events.

Spiko Withdrawal orders API

The Withdrawal orders API from Spiko — 7 operation(s) for withdrawal orders.

Spiko Yields API

The Yields API from Spiko — 3 operation(s) for yields.

Scroll within the panel for all 27 ·

Open Collections 28

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Scroll within the panel for all 28 ·

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Spiko Authentication

http/oauth2 · 2 schemes

SECURITY

Spiko Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Spiko Scopes

3 scopes · authorizationCode

3 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Spiko Agentic Access

107 operations · 36 acting · 1 human-in-the-loop

107 operations · 36 acting

AGENTIC

Resources

Every other property we hold for Spiko — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Build 1

SDKs, sample code, and the tooling you integrate with

Operate 2

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/spiko · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Spiko, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.