State Employees' Credit Union
State Employees' Credit Union (SECU / NCSECU) is a member-owned, not-for-profit financial cooperative headquartered in Raleigh, North Carolina. Founded in 1937 with 17 members and $437 in deposits, it is a state-chartered credit union regulated by the Credit Union Division of the North Carolina Department of Commerce and federally insured by the NCUA (NMLS #430055). SECU is the second-largest natural-person credit union in the United States by both assets and membership, serving nearly 2.9 million member-owners with roughly $56 billion in assets across 275 branches in all 100 North Carolina counties. Membership is primarily limited to North Carolina state employees and their families. On the open-finance front, SECU operates no public first-party developer portal and publishes no downloadable OpenAPI/Swagger specifications; its consumer digital banking (Member Access) supports connecting external accounts for aggregation, and outbound consumer-permissioned data sharing is handled through data aggregators rather than a documented first-party API. No public FDX-conformant data-access endpoint or CFPB Section 1033 data-rights posture is published as of July 2026.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles State Employees' Credit Union the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — State Employees' Credit Union scores 15.4/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile State Employees' Credit Union
Each block below is one kind of artifact we hold for State Employees' Credit Union. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for State Employees' Credit Union — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 2
Reference material describing how the API behaves
Access & Security 1
Authentication, authorization, and security posture
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
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