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State Farm Insurance website screenshot

State Farm Insurance

State Farm Insurance refers to the primary insurance operations of State Farm Mutual Automobile Insurance Company and its affiliated entities, headquartered in Bloomington, Illinois. As the largest property and casualty insurer in the United States, State Farm Insurance provides auto, home, renters, life, health, commercial, and farm insurance products to over 83 million policies across 91 million accounts. The company operates through approximately 19,000 exclusive agents and has a robust digital platform. State Farm Insurance maintains a Partner Gateway developer portal (developer.statefarm.com) offering APIs for embedded insurance, partner integrations, and B2B connectivity. The company has also heavily invested in cloud infrastructure on AWS and has open-sourced numerous DevOps and infrastructure tools via its GitHub organization.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles State Farm Insurance the way a machine reads it — 21 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — State Farm Insurance scores 48.7/100 (developing), with a separate agent-readiness read of 38/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-08-03 · rubric v0.9
Composite quality — 48.7/100 · developing
Contract Quality 17.2 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 3.4 / 13
Governance 8.3 / 12
Discoverability 5.9 / 10
Agent readiness — 38/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract derived 2.5 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8.0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling documented 3.5 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
State Farm Insurance Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from State Farm Insurance's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/state-farm-insurance/"
   title="State Farm Insurance on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/state-farm-insurance.svg"
       alt="State Farm Insurance Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile State Farm Insurance

Each block below is one kind of artifact we hold for State Farm Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 6

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Auto Insurance API

The State Farm Auto Insurance API enables partners in automotive, telematics, and financial services to embed State Farm auto insurance products into their platforms. Use cases ...

Homeowners Insurance API

The State Farm Homeowners Insurance API enables mortgage lenders, real estate platforms, and partner networks to offer homeowners insurance quoting and policy integration. Suppo...

B2B Insurance Inquiry API

The State Farm B2B Insurance Inquiry API provides home and auto lenders with a programmatic way to verify that borrowers maintain adequate insurance coverage on financed propert...

State Farm Insurance Coverage API

Coverage options and details

State Farm Insurance Policies API

Renters insurance policy operations

State Farm Insurance Quotes API

Renters insurance quote operations

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

State Farm Insurance Context

11 classes · 8 properties

JSON-LD

Spectral Rules 2

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

State Farm Insurance API Rules

5 rules · 3 warnings

SPECTRAL

State Farm Insurance API Rules

15 rules · 9 errors · 5 warnings

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Renters Insurance Policy

9 properties

JSON SCHEMA

JSON Structure 1

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Examples 1

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

State Farm Insurance Authentication

oauth2 · 1 scheme

SECURITY

State Farm Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

State Farm Insurance Vulnerability Disclosure

Bugcrowd · security.txt · contact published

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

State Farm Insurance Scopes

3 scopes · clientCredentials

3 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

State Farm Insurance Agentic Access

5 operations · 2 acting

5 operations · 2 acting

AGENTIC

Resources

Every other property we hold for State Farm Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Commercial 2

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/state-farm-insurance · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of State Farm Insurance, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

[email protected] · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.