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Steadily

Steadily is a US landlord-insurance provider — built by landlords, for landlords — writing rental-property policies in all 50 states with online quotes in minutes and coverage designed around how rental properties actually work. Its Partner API, a FastAPI-based REST service at api.steadily.com, lets property managers, lenders, and marketplaces generate instant insurance estimates, refer leads, and track bound policies. Appointed independent agencies use the companion Rater Quotes API to create, price, underwrite, and offer quotes directly from their rater. Steadily was founded by a landlord who could not find decent insurance for his own rental property.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Steadily the way a machine reads it — 22 machine-readable artifacts across 8 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Steadily scores 39.5/100 (thin), with a separate agent-readiness read of 39/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 39.5/100 · thin
Contract Quality 12.5 / 25
Developer Ergonomics 11.2 / 20
Commercial Clarity 4.7 / 20
Operational Transparency 1.4 / 13
Governance 1.4 / 12
Discoverability 8.2 / 10
Regulatory · Insurance 6.1 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract derived 2.5 / 10
MCP Server derived 3.0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8.0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills derived 1.3 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Steadily Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Steadily's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/steadily/"
   title="Steadily on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/steadily.svg"
       alt="Steadily Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Steadily

Each block below is one kind of artifact we hold for Steadily. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 8

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Steadily Account API

Steadily uses Bearer Tokens to authenticate requests to the quoting endpoints on behalf of some appointed agent. There's two steps to this process: 1. Use your agency's Steadily...

Steadily Draft Quote API

A Draft Quote is an editable draft of a policy. Create a new draft quote by passing in basic insured and property information to `POST /v1/agency/draft_quote` with an authentica...

Steadily Lead Referrals API

Submit and retrieve lead referrals. Use the refer lead endpoint to submit a lead with full quote details and start the insurance quote process. You'll get back a quote estimate ...

Steadily Lender API

Policy information and change requests for third-party lender integrations

Steadily Policy API

A Policy is an issued insurance policy. The declaration document and policy packet are available.

Steadily Quote Estimates API

The Instant Estimate API is a one-step express API to quickly get a landlord insurance estimate you can display within your platform. To get started, you only need to send the a...

Steadily Quote Offer API

An Offer is an immutable offer for coverage extended to a customer. Offers are generated from draft quotes and provides a PDF quote document. Creating an offer requires no outst...

Steadily Reporting API

Reporting on the referrals you've sent Steadily and the referral fees you've earned. The lead, account, and policy endpoints follow each referral through its lifetime. The summa...

Scroll within the panel for all 8 ·

Open Collections 9

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scroll within the panel for all 9 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

steadily-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Steadily Authentication

apiKey/http · 5 schemes

SECURITY

Steadily Domain Security

TLSv1.3 · DMARC

SECURITY

Steadily Vulnerability Disclosure

disclosure policy published

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Steadily Agentic Access

39 operations · 14 acting

39 operations · 14 acting

AGENTIC

Resources

Every other property we hold for Steadily — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/steadily · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Steadily, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.