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Super Payments

Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards model rather than per-transaction fees. Its REST API lets merchants create payments and checkout sessions, issue refunds, manage customers and reusable payment methods, run settlements and reconciliation, create no-code payment links, and configure cash rewards. The API uses date-based URL versioning, static API-key authentication, RFC 9457 problem+json errors, cursor pagination, HMAC-signed webhooks, an embedded super-card web component and hosted payment page, and a React Native SDK. Backed by Accel and Union Square Ventures.

agent native

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Super Payments the way a machine reads it — 13 machine-readable artifacts across 8 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Super Payments scores 61.0/100 (strong), with a separate agent-readiness read of 64/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 61.0/100 · strong
Contract Quality 17.6 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 9.6 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Banking & Open Finance 8.1 / 15
Agent readiness — 64/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Super Payments

Each block below is one kind of artifact we hold for Super Payments. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 8

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Super Payments Checkout Sessions API

Checkout Session management

Super Payments Customer API

The Customer API from Super Payments — 2 operation(s) for customer.

Super Payments Payment Links API

Manage payment links for one-time payments

Super Payments Payment Methods API

The Payment Methods API from Super Payments — 4 operation(s) for payment methods.

Super Payments Payments API

Payment processing and management

Super Payments Refunds API

Refund management

Super Payments Rewards API

Rewards configuration and calculation and management

Super Payments Settlements API

Settlement batches, details, and reconciliation

Scroll within the panel for all 8 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Super Payments Rate Limits

2 limits

RATE LIMITS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Super Payments Webhooks

Super Payments delivers real-time event notifications to merchant-configured endpoints. Webhooks are configured per Integration in the Business Portal. Every request carries a s...

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Super Payments Authentication

apiKey · 2 schemes

SECURITY

Super Payments Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Every other property we hold for Super Payments — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/super-payments · machine-readable index on apis.io