Swan

Swan is a European banking-as-a-service (BaaS) and embedded-finance platform that lets software companies embed banking features -- business accounts with native IBANs, physical and virtual card programs, SEPA payments, direct debits, and white-labelled onboarding -- directly into their products through a single GraphQL API. Swan operates as a licensed electronic money institution authorised by France's ACPR (identifier 86245); client deposits are safeguarded with BNP Paribas and covered by the French FGDR deposit guarantee. Developers integrate via an OAuth 2.0 protected Partner GraphQL API (sandbox and live), a Testing API and Event Simulator for end-to-end sandbox testing, webhooks for external events, and first-party React/React Native tooling. Swan has issued over one million cards and serves platforms across accounting, treasury, proptech, HR-tech and travel.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

How we profile Swan

Each block below is one kind of artifact we hold for Swan. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 1

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Swan Partner API

Swan's Partner API is a GraphQL API for embedding banking: accounts and account holders, memberships, cards, SEPA credit transfers and direct debits, standing orders, merchant p...

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Swan Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Swan Authentication

oauth2/http · 2 schemes

SECURITY

Swan Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Swan Scopes

5 scopes · authorizationCode/clientCredentials/refreshToken

5 scopes

SCOPES

Resources

Every other property we hold for Swan — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

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