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SWIFT website screenshot

SWIFT

SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global member-owned cooperative providing secure financial messaging services and reference data to financial institutions worldwide. SWIFT offers REST APIs for cross-border payment tracking (GPI), payment pre-validation, reference data lookup (SwiftRef), transaction screening, instant payments, and more. APIs use OAuth 2.0 authentication and are documented using OpenAPI 3.0.

agent ready

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles SWIFT the way a machine reads it — 27 machine-readable artifacts across 11 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — SWIFT scores 61.6/100 (strong), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 61.6/100 · strong
Contract Quality 17.2 / 25
Developer Ergonomics 8.3 / 20
Commercial Clarity 12.6 / 20
Operational Transparency 3.4 / 13
Governance 8.8 / 12
Discoverability 8.8 / 10
Regulatory · Banking & Open Finance 11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile SWIFT

Each block below is one kind of artifact we hold for SWIFT. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 11

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

SWIFT GPI API

The SWIFT GPI (Global Payments Innovation) API enables financial institutions to track cross-border payment transactions in real time, update payment statuses, and manage stop-a...

Payment Pre-validation API

The SWIFT Payment Pre-validation API allows financial institutions and PSPs to verify payment instruction data against reference data and counterparty information before executi...

Transaction Screening API

The SWIFT Transaction Screening API enables financial institutions to submit transactions to the SWIFT Transaction Screening Service (TSS) for sanctions and compliance screening...

SWIFT Account Numbers API

Account number format validation

SWIFT BBANs API

BBAN to IBAN conversion

SWIFT BICs API

BIC (Bank Identifier Code) lookup and validation

SWIFT Country Codes API

Country code lookup and validation

SWIFT Currency Codes API

Currency code lookup and validation

SWIFT IBANs API

IBAN (International Bank Account Number) lookup and validation

SWIFT LEIs API

LEI (Legal Entity Identifier) lookup and validation

SWIFT National IDs API

National ID lookup and BIC resolution

Scroll within the panel for all 11 ·

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

SWIFT SwiftRef API

OPEN COLLECTION

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Swift Plans Pricing

1 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Swift Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Swift Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Swift Context

19 classes · 1 properties

JSON-LD

Spectral Rules 2

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

SWIFT API Rules

5 rules · 3 warnings

SPECTRAL

SWIFT API Rules

8 rules · 7 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

SWIFT BIC

7 properties

JSON SCHEMA

SWIFT IBAN

6 properties

JSON SCHEMA

JSON Structure 1

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Swift Bic Structure

0 properties

JSON STRUCTURE

Examples 2

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Swift Authentication

oauth2 · 1 scheme

SECURITY

Swift Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Swift Scopes

2 scopes · password

2 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Swift Agentic Access

22 operations

22 operations · 0 acting

AGENTIC

Resources

Every other property we hold for SWIFT — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Other 4

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/swift · machine-readable index on apis.io