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Tabby

Tabby is the MENA region's largest buy-now-pay-later (BNPL) provider, founded in 2019 by Hosam Arab (ex-Namshi) and Daniil Barkalov, originally in Dubai and now headquartered in Riyadh ahead of a planned IPO. Tabby reached a $3.3B valuation in a February 2025 Series E ($160M co-led by Blue Pool Capital and Hassana Investment Company), making it the most valuable fintech in the Middle East, and reports 15M+ users, 40,000+ merchants, and $10B+ in annualized transaction volume across KSA, UAE, and Kuwait. The Tabby API powers split-purchase checkouts (Pay-in-4 interest-free, monthly plans up to 12 months), payment lifecycle management, webhooks, and dispute resolution, complemented by Tabby Card (Visa-enabled), Tabby Shop discovery, Tabby Care purchase protection, and the Tabby Plus loyalty programme. Public developer surface includes a versioned REST API across two regional hosts (api.tabby.ai for UAE/Kuwait, api.tabby.sa for KSA), an OpenAPI 3.1 specification, iOS / Android / Flutter / React Native SDKs, and certified Magento 2, Shopify, WooCommerce, Salla, Zid, OpenCart, ExpandCart, Matjrah, Salesforce, and Odoo plugins.

agent ready

Reference-quality API operations across every facet — a rich contract, published governance, transparent operations, and machine-readable commercial terms.

Kin Score

API Evangelist profiles Tabby the way a machine reads it — 33 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Tabby scores 80.6/100 (exemplar), with a separate agent-readiness read of 44/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 80.6/100 · exemplar
Contract Quality 19.7 / 25
Access Clarity 18.4 / 20
Discoverability 7.6 / 10
Tabby Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Tabby's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/tabby/"
   title="Tabby on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/tabby.svg"
       alt="Tabby Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Tabby

Each block below is one kind of artifact we hold for Tabby. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 4

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Tabby Checkout API

Checkout is a whole process of customer data collection and payment authorization.

Tabby Disputes API

The Disputes API is designed to simplify the process of handling disputes and help merchants resolve issues with customer orders more efficiently. Merchants can use this API to ...

Tabby Payments API

The core of tabby is a payments flow enabling you to handle payments at your webstore.

Tabby Webhooks API

Manage webhook endpoints.

Open Collections 6

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.

Published pricing tiers and plan structures.

Tabby Plans Pricing

3 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Tabby Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Tabby Finops

FINOPS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Tabby Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Tabby Context

29 classes · 5 properties

JSON-LD

Spectral Rules 2

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Tabby API Rules

5 rules · 4 warnings

SPECTRAL

Tabby API Rules

10 rules · 7 errors · 3 warnings

SPECTRAL

JSON Schema 7

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

TabbyCapture

8 properties

JSON SCHEMA

TabbyCheckoutSession

6 properties

JSON SCHEMA

TabbyDispute

11 properties

JSON SCHEMA

TabbyOrderItem

19 properties

JSON SCHEMA

TabbyPayment

14 properties

JSON SCHEMA

TabbyRefund

6 properties

JSON SCHEMA

TabbyWebhookEvent

10 properties

JSON SCHEMA

Scroll within the panel for all 7 ·

Examples 5

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tabby Authentication

1 scheme

SECURITY

Tabby Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Tabby Agentic Access

19 operations · 12 acting

19 operations · 12 acting

AGENTIC

Resources

Every other property we hold for Tabby — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 4

Portal, sign-up, and the first successful call

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

← All providers · Data indexed from github.com/api-evangelist/tabby · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Tabby, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.